What is Wonderful?
A budgeting app for couples who keep their own money, and for one person. Here is what it is, what it costs, how it handles your bank data and who makes it.
What Wonderful is
A budgeting app for couples who keep their own money, and for one person: each of you connects your own bank, chooses what the other sees, and every paycheck gets a plan.
It runs in your web browser, on a computer or a phone.
Who it's for
Couples who keep their own money and share some of it.
It works for one person too. A partner can join later with their own login.
What it does
- Every paycheck gets a plan for bills, spending and saving before it lands.
- Banks connect through Plaid and every charge is sorted into a category.
- Mine, yours and ours: each charge counts for the person or the pair it belongs to.
- Finds recurring charges and subscriptions, lists what's due before your next paycheck, and flags a bill that comes in higher than usual. It doesn't cancel them for you.
- Texts you by iMessage when a bill is charged twice, a price goes up or a refund lands, and you can text it questions.
- Savings goals show the month you'll reach them.
What it costs
$14.99 a month or $99 a year, for the whole household. Both partners are covered by one subscription.
A free week or a $1 first month, plus more days for finishing parts of setup. A card is added to start it and the app shows what is charged, and when, before you add a card.
No free plan after the trial.
How your bank data is handled
- Wonderful reads transactions and balances. Nothing it does can send, pay or move a dollar.
- You sign in to your bank inside Plaid's window. Wonderful never sees your bank password.
- The key that lets Wonderful read your accounts is stored encrypted with AES-256 and sealed to your household.
- Zero data retention is on for the AI model provider, so it doesn't store what it's sent or what it answers, and it doesn't train on your data.
- Wonderful doesn't use advertising trackers, and it never sells your data.
- In a couple, each person chooses, account by account, whether the other sees everything, only totals, or nothing.
The full list of what is kept and who it is shared with is in the privacy policy.
What it doesn't do yet
- No iPhone or Android app yet; it runs in the browser.
- No investment advice or portfolio analysis; investments count toward net worth as balances.
- New, so it has no app store ratings yet.
Who makes it
My name is Wyatt. I made Wonderful. You can reach me at hello@wonderful.money.
Try it
The demo uses a made-up couple, so you can look around without signing up.