Rhode Island paycheck calculator for 2026
Type your pay before tax and how often it lands. See what federal tax, Social Security, Medicare and Rhode Island take, and what's left, per paycheck and for the year.
Checked October 22, 2026
Rhode Island taxes wages at 3.75% to 5.99%. On $60,000 a year, single, paid every two weeks, take-home in Rhode Island comes to about $1,850 a paycheck, after $63 of Rhode Island income tax. The calculator below works it out for your pay.
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Take-home pay
$1,995per paycheck
| Line | Per paycheck | A year |
|---|---|---|
| Pay before tax | $2,500 | $65,000 |
| Federal income tax | −$216 | −$5,620 |
| Social Security (6.2%) | −$155 | −$4,030 |
| Medicare (1.45%) | −$36 | −$943 |
| Rhode Island income tax | −$70 | −$1,821 |
| Temporary Disability Insurance | −$28 | −$715 |
| Take-home | $1,995 | $51,872 |
An estimate for 2026: the year's income tax spread evenly over your paychecks, using the standard deduction. Your employer uses the IRS withholding tables and your W-4, so a real paycheck can be a little different. Credits (like the child tax credit), other income and local taxes aren't included.
How Rhode Island taxes a paycheck
- Rhode Island uses one rate schedule for every filing status. For 2026 it taxes income at 3.75% up to $82,050, 4.75% from there to $186,450 and 5.99% above that.
- The 2026 standard deduction is $11,200 for a single filer, $22,400 for joint filers and $16,800 for a head of household, and each person and dependent has a $5,250 exemption.
- The bracket cutoffs, standard deduction and exemption rise with inflation each year. The standard deduction and exemptions fall by 20% for every $7,450 (or part) of adjusted gross income over $261,000 and are gone over $290,800 in 2026, which the calculator applies.
- Workers pay Temporary Disability Insurance, which also funds Temporary Caregiver Insurance, at 1.1% of the first $100,000 of wages in 2026, so at most $1,100.
Rhode Island has 3 tax brackets, from 3.75% up to 5.99%. A single filer gets a standard deduction of $11,200 and a personal exemption of $5,250. Traditional 401(k) contributions come out of Rhode Island taxable pay.
| Rate | Taxable income, single |
|---|---|
| 3.75% | $0 to $82,050 |
| 4.75% | $82,050 to $186,450 |
| 5.99% | $186,450 and up |
What else comes out of a Rhode Island paycheck
- Temporary Disability Insurance: 1.1% of wages, on the first $100,000.
A worked example
$60,000 a year, single, paid every two weeks (26 paychecks of $2,307.69), with nothing taken out before tax:
| Line | Per paycheck | A year |
|---|---|---|
| Pay before tax | $2,308 | $60,000 |
| Federal income tax | $193 | $5,020 |
| Social Security | $143 | $3,720 |
| Medicare | $33 | $870 |
| Rhode Island income tax | $63 | $1,633 |
| Temporary Disability Insurance | $25 | $660 |
| Take-home | $1,850 | $48,097 |
Other states
50 other states are in the paycheck tax calculator.
Questions people ask
How much is $60,000 a year after taxes in Rhode Island?
About $48,097 a year, or $1,850 a paycheck paid every two weeks, for a single filer with no 401(k) or health insurance through work. Federal income tax is $5,020, Social Security $3,720, Medicare $870, and Rhode Island income tax $1,633, plus $660 for Temporary Disability Insurance.
Does Rhode Island have a state income tax?
Yes. Rhode Island taxes wages at 3.75% to 5.99%.
Does a 401(k) lower Rhode Island income tax?
Yes. Rhode Island leaves traditional 401(k) contributions out of taxable wages, like the federal tax does. Putting $3,600 a year in (6% of $60,000) lowers Rhode Island tax by about $135.
Sources
8 sources · read October 22, 2026
Every number on this page comes from tax.ri.gov, dlt.ri.gov and irs.gov. If a source has changed since, the source is right.
- 1Rhode Island Division of Taxation: ADV 2025-22, inflation-adjusted amounts for tax year 2026tax.ri.gov
- 2Rhode Island Department of Labor and Training: 2026 UI and TDI quick referencedlt.ri.gov
- 3IRS: Rev. Proc. 2025-32 (2026 tax brackets and standard deduction)irs.gov
- 4IRS: Topic 751, Social Security and Medicare withholding rates (2026 wage base $184,500)irs.gov
- 5IRS: Topic 560, Additional Medicare Taxirs.gov
Wonderful gives general information. It isn't a financial or tax advisor.