The short version
Goodbudget is free with 10 regular envelopes, 10 More envelopes, 1 account and no bank sync, and Premium is $10 a month or $80 a year.[3] The best alternative depends on what pushed you out. If it was typing every transaction, pick an app that reads your bank: Wonderful, YNAB, Monarch, Simplifi or Honeydue. If it was paying for more envelopes, EveryDollar and Honeydue have free versions. If you love envelopes, the answer may be to stay and pay the $80.
- 1
Wonderful: Bank-connected planning for each paycheck, for one or two
- 2
YNAB (You Need A Budget): Category planning with bank import, in a method
- 3
EveryDollar: A free monthly plan, with bank import on Premium
- 4
Monarch Money: A full app that reads your accounts, partner included
- 5
Quicken Simplifi: Bank-connected tracking at the lowest first-year price
- 6
Honeydue: A free app for two, with accounts linked
At a glance
| App | Price | Bank connection | Free trial | Works on |
|---|---|---|---|---|
| Goodbudget | Free; Premium $10 monthly or $80 yearly[3] | Premium only, US banks; the free plan is manual[3] | None stated | iPhone, Android, Web |
| Wonderful | $14.99 monthly or $99 yearly, both partners[12] | Banks connect through Plaid[14] | A free week | Web |
| YNAB (You Need A Budget) | $14.99 monthly or $109 billed annually[15][18] | Bank import links accounts[16] | The pricing page says a 34-day free trial | iPhone, Android, Web |
| EveryDollar | Free; Premium $17.99 monthly or $79.99 yearly[23] | Premium only; the free version is manual[23] | Premium includes a 14-day free trial | iPhone, Android, Web |
| Monarch Money | $14.99 monthly or $99.99 billed yearly[28][29] | Connects accounts through 13,000+ institutions[29][34] | The pricing page says "Your first week is on us | iPhone, Android, Web |
| Quicken Simplifi | $3.99 a month billed annually for the first year; renewal at the then-current rate[39] | Bank-connected[39] | "While we do not offer a free trial" there is a 30-day money-back guarantee from the original purchase date | iPhone, Android, Web |
| Honeydue | Free; optional monthly tip[48] | Each partner links their own accounts[46][49] | None stated | iPhone, Android |
- EveryDollar$79.99
- Goodbudget$80
- Wonderful$99
- Monarch Money$99.99
- YNAB (You Need A Budget)$109
No paid plan with a listed price: Honeydue.
The cheapest way to pay for a year on each app's own pricing page. Goodbudget is shown at its $80 Premium year, the plan that adds bank sync, and EveryDollar at its $79.99 Premium year. Honeydue is free. Left out because the cost is not one number: Simplifi ($3.99 a month is a first-year offer, with the renewal price not stated).
Goodbudget, fairly
A page of alternatives owes Goodbudget a fair hearing first. An envelope budgeting app for the web, iPhone and Android where you divide income into virtual envelopes and share the budget across devices.[6][8] You divide each paycheck into envelopes, spend from the matching envelope and stop when it is empty, with no physical cash.[10] It runs on the web, iPhone and Android, and the App Store shows 4.6 stars from 13,522 ratings.[8]
The free plan has 10 regular envelopes, 10 More envelopes, 1 account, 2 devices, 1 year of history and debt tracking. Premium is $10 a month or $80 a year and adds automatic bank sync for US banks, unlimited envelopes and accounts, 5 devices and 7 years of history.[3] The More envelopes are the ones Goodbudget's help center describes for setting goals.[7] You can cancel from the website at any time, and the first 30 days of a subscription carry a full refund.[5]
If you like the envelope idea and are fine entering transactions, none of the apps below is a reason to move. They are for the specific reasons in the next section.
Good
Pricing
- Free[3][4]FreeCalled "Free Forever" on the page. 10 regular envelopes, 10 annual or goal envelopes, 1 account, 2 devices, 1 year of history, debt tracking, community support.
- Premium[3][4]$10 a month · $80 a yearAdds automatic bank sync (US banks only), unlimited envelopes and accounts, 5 devices, 7 years of history and email support.
“We’ve been using Goodbudget for several years now, after trying multiple budgeting apps. It’s the best solution we’ve found to budget with an envelope system, while utilizing credit cards and online payments.”Read it where it was said ↗
Why people leave Goodbudget
These reasons come from Goodbudget's own pages and from App Store reviews. A review is one person's experience, and each problem below has reviewers who never had it. The quotes are word for word, and the review feed does not give each its own link, so each links to Goodbudget's reviews page.
- Bank sync is behind the paid plan: reviewers say that without paying you are "manually inputting every transaction".[3][9]
- Sync problems: App Store reviewers in 2025 and 2026 report the app and web not syncing across devices, and paid accounts that would not link.[9]
- Envelope cap: the free plan stops at 10 regular and 10 annual or goal envelopes, and older reviews complain about paying to add more.[3][9]
- Ease of use: reviewers in 2026 call the app complicated to set up, with weekly, monthly and other schedules to manage.[9]
Bank sync is behind the paid plan
The pricing page lists automatic bank sync, for US banks only, under Premium.[3] Goodbudget's help center says imported transactions should appear one to three days after a purchase, and a Match feature merges the ones you typed with the ones it imported. [2] On the free plan there is no feed, so the budget is only as current as your last entry.
“You have to pay for a subscription to link / auto sync bank accounts. Otherwise you’re manually inputting every transaction.”Read it where it was said ↗
Typing every transaction
This is one of the two complaints that recur most in the reviews we read, with the envelope limit. Envelope budgeting works when you record what you spend, and a feed does that part for you. For some people the typing is the point, because it keeps them looking at their money. For others it is the reason they quit.
“This app is just notes/spreadsheet where everything is done by user manually. Every transaction has to be manually added who has time to do this???!!”Read it where it was said ↗
“I used Goodbudget for a little over 5 years. I stopped using it because I was spending too much time and energy manually entering every transaction.”Read it where it was said ↗
The free plan's limits
The free plan stops at 10 regular envelopes and 10 More envelopes, with 1 account and 2 devices.[3] Past 10 regular envelopes, a household that wants one for each bill needs Premium, which raises the cap and adds sync for $80 a year.
“It’s a very good budgeting app because it’s so simple. The downside is if you want more than 10 envelopes, you have to pay either $10/month or $80/year.”Read it where it was said ↗
Sync that fails, and setup that is hard
Reviewers in 2025 and 2026 report the app and web not syncing across devices, bank links that would not connect after they paid, and an update that cleared envelopes. Others call setup complicated.[9] These are individual reviews among 13,522 ratings, but they are the kind that end a subscription.
“Paid for the subscription and my bank won’t even link.”Read it where it was said ↗
“Updated the app and all my envelopes got deleted!”Read it where it was said ↗
“Maddeningly complex app for no reason. I just want a tool that downloads transactions that I can categorize.”Read it where it was said ↗
How we compared
Someone leaving Goodbudget usually cares about one of a few things, so those are what we looked at:
- Bank connection. Whether transactions arrive on their own, and on which plan.
- The free plan. What a free version includes, and what it caps.
- Price for a year. Goodbudget Premium is $80, so the question is who is cheaper and what you give up.
- A partner. Whether a second person is included, and what they see.
- The method. Envelopes, categories you fill before you spend, or a view of what you already spent.
We read each app's pricing and help pages, its App Store and Google Play listings, and its most recent App Store reviews. Each fact is numbered to its source at the bottom. Where a page was silent we say so. We haven't used these apps ourselves, so nothing here is a hands-on verdict. For the envelope method itself, see our best envelope budgeting apps.
1. Bank-connected planning for each paycheck, for one or two
Wonderful
$14.99/mo or $99/yr· Web
What it is
A budgeting app for couples who keep their own money, and for one person: each of you connects your own bank, chooses what the other sees, and every paycheck gets a plan.
Why it's on this list
Wonderful answers the typing problem directly. Banks connect through Plaid and every charge is sorted into a category. What you do is plan: every paycheck gets a plan for bills, spending and saving before it lands, and it lists what is due before your next paycheck.
It is not an envelope app, and its pages don't use the word. The idea it shares with Goodbudget is deciding what the money is for before you spend it. The price is $14.99 monthly or $99 yearly for the whole household, against Goodbudget Premium at $80, and there is no free plan after the free week.
A partner joins with their own login at no extra cost, and each of you chooses what the other sees. Goodbudget's partner setup is different: both people log in to one Household.[1] Where Goodbudget is ahead is a free plan and iPhone and Android apps. Wonderful runs only in a browser for now.
Ideal for: Someone who wants charges to arrive from their bank and be sorted, with a plan for each paycheck, alone or with a partner.
What it does
- Every paycheck gets a plan for bills, spending and saving before it lands.[14]
- Banks connect through Plaid and every charge is sorted into a category.[13][14]
- Mine, yours and ours: each charge counts for the person or the pair it belongs to.[14]
- Finds recurring charges and subscriptions, lists what's due before your next paycheck, and flags a bill that comes in higher than usual. It doesn't cancel them for you.[14]
- Texts you by iMessage when a bill is charged twice, a price goes up or a refund lands, and you can text it questions.[14]
- Savings goals show the month you'll reach them.[14]
- Net worth for each of you and for both, from the balances your banks send, with its line over time.[14]
- Life events like getting married come step by step, with the deadlines.[14]
Good
2. Category planning with bank import, in a method
What it is
A paid budgeting app built on a method: give every dollar a job before you spend it.
Why it's on this list
YNAB is the closest in spirit: give every dollar a job before you spend it.[17] The difference is the feed. Bank import links accounts and brings in transactions automatically, where Goodbudget's free plan is manual.[16] It costs $109 billed annually against Goodbudget Premium's $80, has no free plan, and its trial is 34 days with no card when you sign up on its site. One subscription can be shared with up to 5 more people.[15][18] YNAB's pages don't use the word envelope. See also YNAB alternatives.
Ideal for: People who liked giving money a job in Goodbudget and want the bank to fill in the transactions.
What it does
- The method: for every dollar, ask "What's it for?" Plan for now (before the next paycheck), for later (non-monthly bills like car repairs), and for ease (get a month ahead).[17]
- Bank import links accounts and brings in transactions automatically. Apple Card import is also listed.[16]
- Targets: set spending and savings goals per category and track progress at a glance.[16]
- Loan Planner: shows how much interest and time you save for each extra dollar paid toward debt.[16][18]
- Reports on spending, such as average grocery spend, and on net worth over time.[16][18]
Good
- A written method, not just a tracker: the app is built around planning before spending.[17]
- One subscription covers up to six people at no extra cost.[15]
- A 34-day trial with no card when you sign up on the site, and a free 365-day trial for college students.[15]
- Rated 4.8 on the App Store (62K ratings) and 4.6 on Google Play (25.4K).[18][19]
Not so good
- No free plan after the trial.[15]
- Paid monthly it is $14.99, which is $179.88 over twelve months, against $109 billed annually.[15]
- The website says a 34-day trial and the App Store says 30 days.[15][18]
- The method asks you to plan each dollar before you spend it, which the company's method page presents as the whole point of the app.[17]
Pricing
“Budgeting works if you want to change your life. In 10 years of using YNAB we went from being a total of $250,000 in debt to $950,000 in net worth. It takes time and commitment to change.”Read it where it was said ↗
3. A free monthly plan, with bank import on Premium
What it is
Ramsey Solutions' zero-based budgeting app: a free version where you type in transactions, and a paid version that imports them from your bank.
Why it's on this list
EveryDollar is the free answer to the envelope cap. Its free version has a monthly budget, unlimited categories and line items, sinking funds, split transactions and bill due dates, and you can use it as long as you want.[23][24] It does not import transactions, so you still type them. Premium does import, at $79.99 a year or $17.99 a month, with a 14-day trial for new users, which is about the price of Goodbudget Premium.[23] It budgets to zero each month, a different shape from envelopes. See EveryDollar pricing and YNAB vs EveryDollar.
Ideal for: Someone who wants a free, plan-first monthly budget and may pay later for bank import.
What it does
- Zero-based budgeting: plan every dollar before the month starts so income minus expenses equals zero.[24]
- Free: monthly budget, unlimited categories and line items, split transactions, due dates for bills, and savings goals for big purchases.[23][25]
- Sinking funds for future expenses, in the free version.[23][24]
- Premium imports transactions automatically from connected accounts. Ramsey says it uses Mastercard Connect and Plaid.[23]
- Premium plans spending around payday and bill due dates.[23][24]
Good
Not so good
- No bank import on the free version. You type every transaction.[23]
- Premium is $17.99 billed monthly, which is $215.88 over twelve months, against $79.99 billed yearly.[23]
- Rated 4.3 on Google Play, lower than the App Store's 4.7.[25][26]
- The plans page and the App Store show different Premium plans and prices.[23][25]
Pricing
- Free[23]FreeUsable as long as you want. Manual transaction entry, no bank import.
- Premium, monthly[23][25]$17.99 a monthBank import and the rest of Premium.
- Premium, yearly[23][25]$79.99 a yearShown by Ramsey as about $6.67 a month.
- Ramsey+, yearly[25]$129.99 a yearListed only as an in-app purchase on the App Store, along with Ramsey+ at $59.99 for three months. The plans page does not describe it.
- Premium includes a 14-day free trial, for new users only.[23]
- A free version you can use as long as you want. It has a monthly budget, unlimited categories, manual transactions, sinking funds, split transactions, bill due dates and live-person support. It does not import transactions from a bank.[23][24]
“Seems like a great application. 7 day trial was great. My only concern is $80.00 bucks year. To me, should be free in helping folks get out of debt. Not just 7 days.”Read it where it was said ↗
4. A full app that reads your accounts, partner included
What it is
A paid budgeting and net worth app that pulls every account into one place and lets a partner join under the same subscription.
Why it's on this list
Monarch connects accounts and tracks net worth, with two ways to budget: Flex, one main number to watch, or Category budgeting with rollovers.[29][34] It is $14.99 monthly or $99.99 billed yearly, after a free first week, with no free plan.[28][29] A partner joins at no extra cost with their own login, and both see everything: the help center says "You cannot hide bank accounts or transactions in Monarch."[32][37] See Monarch alternatives.
Ideal for: Someone who wants the app to do the collecting and will pay about $100 a year.
What it does
- Connects bank accounts, credit cards, loans, investment accounts and real estate, through 13,000+ financial institutions.[31]
- Tracks net worth across all connected accounts.[29][31]
- Sorts transactions automatically and searches across every account in one list.[29][31]
- Two ways to budget: Flex, which splits spending into fixed, flexible and non-monthly buckets and gives one main number to watch, or Category budgeting.[29][34]
- Rollovers: money left in a category carries into the next month, to cover bills that do not come every month.[34]
Good
- A partner joins under the same subscription at no extra cost, with a separate login.[32][33]
- Two people can fund a shared goal even when their money sits in separate accounts.[33]
- Works on iPhone, iPad, Android and the web.[29][30][31]
- Rated 4.9 on the App Store (116K ratings) and 4.8 on Google Play (26.1K reviews).[29][30]
Not so good
- No free plan after the first week.[28][29]
- Paid monthly it is $14.99, which is $179.88 over twelve months, against $99.99 billed yearly.[28]
- Forecasting, several income sources and deeper investment tracking sit in the Plus tier. The App Store shows Plus at $199.99 a year; the pricing page lists no Plus price.[28][29]
- A partner sees all accounts and transactions. The couples page describes no way to keep one account private.[32][33]
Pricing
- Monthly[28][29]$14.99 a monthPricing page and App Store both show $14.99. The pricing page does not say which tier it is.
- Yearly[28][29]$99.99 a yearBilled yearly. The pricing page names two tiers, Core and Plus, but lists only these two prices.
- Yearly Plus[28][29]$199.99 a yearShown only as an in-app purchase on the App Store. The pricing page says Plus adds forecasting tools, tracking several income sources like a small business, and deeper investment tracking.
- The pricing page says "Your first week is on us." The App Store says the app is free to try for 7 days before a monthly or annual membership is billed. Neither says whether a card is needed.[28][29]
- No free plan is listed on the pricing page or the App Store. The only free access is the first week.[28][29]
“I switched to Monarch after Mint was discontinued. I initially wasn’t too interested in a paid service, but Monarch is fantastic for budgeting and doing personal finance at $100 a year. Well worth the price.”Read it where it was said ↗
5. Bank-connected tracking at the lowest first-year price
Quicken Simplifi
$6.99/mo; $3.99/mo the first year· iPhone, Android, Web
What it is
A web and mobile budgeting app from Quicken that links accounts, builds a spending plan, projects cash flow and tracks bills, goals and investments.
Why it's on this list
Simplifi's page shows $3.99 a month billed annually for the first year, about $48 a year, which is below Goodbudget Premium's $80. It renews at the then-current rate, which its pages don't give as a number.[39][43] It has a spending plan that shows what you can spend per day, which is closer to a feed than to envelopes. There is no free plan and no free trial, only a 30-day money-back guarantee on purchases made directly from Quicken.com.[41][43] Sharing goes to one additional member, with no way to share only some accounts.[43]
Ideal for: Someone who wants bank-connected tracking and a spending plan at a low first-year price and will share with one person.
What it does
- A spending plan that shows what you can spend per day.[39]
- Projected cash flow with "what-if" scenarios.[39]
- Tracks upcoming bills and subscriptions and shows all your subscriptions.[39]
- Automatically categorizes transactions and connects to over 14,000 financial institutions.[39]
- Savings goals, reports and insights.[39]
One caution on its rating: the App Store listing we could read is named "Quicken: Budget & Track Money", and its reviews mention Simplifi but may include other Quicken plans.[44][45]
Good
- A partner can use the shared space without paying for a second subscription.[41]
- 30-day money-back guarantee on purchases made directly from Quicken.[42][43]
- Every support channel is included with every subscription.[40]
- Covers budgeting, bills, investments and a retirement planner in one subscription.[39]
Not so good
- No free plan and no free trial.[43]
- Annual billing only, and renewal is at the then-current rate, not the first-year offer.[39][43]
- Only one shared space and one additional member; no way to share only some accounts.[41]
- A person invited to share must accept on the web app; signing in on the mobile app prompts them to subscribe.[41]
Pricing
- Simplifi, first-year offer[39]$3.99 a monthBilled annually. The page says the final price may differ from the monthly price times 12, and the offer is for the first year when ordered directly from Quicken by November 29, 2026.
- Simplifi, price shown beside the offer[39]$6.99 a monthBilled annually. Shown next to $3.99 on the page without a label. The subscription renews at "the then-current rates".
“Really nice budgeting, finance, and tracking tool. The setup takes some time and it isn’t perfect, but works very very well for the cost.”Read it where it was said ↗
6. A free app for two, with accounts linked
What it is
A free phone app for couples that shows both people's linked accounts, bills and budgets, with a choice of how much each person shares.
Why it's on this list
Honeydue is free with accounts linked, which is the combination Goodbudget does not offer: "100% free for everybody," with an optional tip.[48] After you connect a bank it asks what your partner can see: balances and transactions, balances only, or nothing.[49] It is not an envelope app, and its pages list no web app. Its reviews report accounts that stop syncing, so the same bank-link complaints follow you.[51][52][53]
Ideal for: Couples who want a free app on their phones with accounts linked and a choice of what the other sees.
What it does
- Shared view of linked bank account balances, loans and investments. The site says it connects "over 20,000 financial institutions across 5 countries."[47][51]
- Choose what your partner sees per account: balances and transactions, balances only, or nothing.[49]
- Monthly household spending limits for each category, with alerts as you and your partner get close.[51]
- Bill reminders that notify you or your partner when a payment is due.[47][51]
- Chat built into the app: send a quick reaction or ask your partner about a specific transaction.[47]
Good
Pricing
- Free[48]FreeHoneydue's help center says, "Honeydue is 100% free for everybody, and we don't block any features with a paywall."
- Monthly tip (optional)[48][51]Any amount from $1 to $10 a month through the App Store or Google Play. The help center says tips fund new features. The App Store lists $0.99 to $9.99.
- The whole app is free. The only paid thing is the optional tip, which can be changed or cancelled in the App Store or Google Play.[48]
“My husband and I have used this for years and genuinely love using it.”Read it where it was said ↗
Each one against Goodbudget
The table lines Goodbudget up against each alternative: what is the same, and what changes if you switch.
| App | Same as Goodbudget | Different from Goodbudget |
|---|---|---|
| Wonderful | Plan the money before you spend it. Partner can use it. | Banks connect and charges are sorted for you. $99 a year for both partners. No free plan after the week. Browser only.[12][13][14] |
| YNAB (You Need A Budget) | Give every dollar a job before you spend it. iPhone, Android and web. | Bank import. $109 billed annually. No free plan. 34-day trial with no card on its site.[15][16][17] |
| EveryDollar | A free version you can use as long as you want, entered by hand. | Zero-based monthly plan instead of envelopes. Premium imports from your bank at $79.99 a year.[23][24] |
| Monarch Money | Web, iPhone and Android. Partner can use it. | Reads your accounts, tracks net worth. $99.99 a year. Both partners see everything. No free plan.[28][29][32] |
| Quicken Simplifi | Plan spending and bills. | Bank-connected. $3.99 a month for the first year, annual billing only. No free plan or trial.[39][41][43] |
| Honeydue | Free, with a partner able to see the budget. | Accounts linked at no cost. Choice of what the other sees. Phone apps, no web app listed. No envelopes.[48][49] |
Which alternative fixes which problem
Match the alternative to the reason you are leaving, because some reasons follow you to any app.
- No bank sync on the free plan, and typing everything: Wonderful, YNAB, Monarch, Simplifi and Honeydue connect your accounts. EveryDollar does on Premium only; its free version is manual, like Goodbudget's.
- The free plan's envelope limit: EveryDollar's free version has unlimited categories, and Honeydue is free. Goodbudget Premium at $80 a year removes the cap, and EveryDollar Premium at $79.99 does too with bank import.
- Sync that fails: no app can promise this away. Link every account during a trial and read the most recent reviews. Goodbudget gives a full refund in the first 30 days of Premium.
- Setup that is hard: YNAB and Monarch have the most to learn. EveryDollar and Honeydue are lighter.
Is there a free Goodbudget alternative?
Goodbudget has a free plan, so the question is which free plan gives more. Two alternatives are free in a way that matters.
- EveryDollar has a free version with unlimited categories, entered by hand.[23] It has no bank import until Premium.
- Honeydue is free with accounts linked and no feature behind a paywall.[48] It is for two people on phones.
Wonderful isn't free after its free week. Our list of free budgeting apps goes further, with the limits of each free plan.
When to stay with Goodbudget
Goodbudget is a good fit for a particular person, and many reviewers have used it for years. Stay if you like the envelope system, keep fewer than 10 envelopes, and find that entering each purchase keeps you honest. A September 2026 reviewer calls it the best way they have found to budget with envelopes while using credit cards and online payments.[9]
“This is simple, fast to make entries, and can sink with my wife. Plus free if you have 10 or less categories.”Read it where it was said ↗
If the only problem is typing, Premium at $80 a year adds sync for US banks and keeps your envelopes. A couple can share it too: Goodbudget's help article says a partner logs in with the same username or email address and password as the Household.[1] If you are staying with envelopes, our envelope budgeting apps list compares the other ways to do it.
How to choose
Start with the reason you are leaving Goodbudget, because that decides which of these is a real change and which is a lateral move.
Choose Wonderful if you:
- Want charges to arrive from your bank without typing
- Want a plan for each paycheck, alone or with a partner
- Are fine in a browser and with no free plan after the week
Choose YNAB (You Need A Budget) if you:
- Like giving every dollar a job
- Want bank import and a 34-day trial with no card
- Don't mind a learning curve
Choose EveryDollar if you:
- Want a free version with no category limit
- Are happy to type, or pay $79.99 a year later for bank import
Choose Monarch Money if you:
- Want the app to collect everything for you
- Are happy with your partner seeing everything
Choose Quicken Simplifi if you:
- Want the lowest first-year price
- Will share with one person
Choose Honeydue if you:
- Want it free with accounts linked
- Both use phones
Where Wonderful fits, and where it doesn't
We make Wonderful, so weigh this section accordingly. It fits someone leaving Goodbudget because of the typing: banks connect, every charge is sorted, and every paycheck gets a plan. It also fits two people who each keep their own bank and share some costs. See our budgeting apps that connect to your bank and budgeting apps for couples.
It is the wrong pick if you want a free plan or envelopes. It has no free plan after its free week, it isn't an envelope app, and it runs in a browser with no iPhone or Android app yet. If you love envelopes and your only complaint is the price of more of them, staying with Goodbudget is a reasonable choice.
Questions people ask
What is the best alternative to Goodbudget?
It depends on why you are leaving. To stop typing transactions, Wonderful, YNAB, Monarch, Simplifi or Honeydue, which all pull them from your bank. To keep a free plan, EveryDollar's free version or Honeydue. To keep envelopes, stay with Goodbudget and pay for Premium, or see our envelope budgeting apps list.
Is there a free alternative to Goodbudget?
Yes. EveryDollar has a free version with unlimited categories that you fill in by hand, and Honeydue is free with accounts linked. Neither uses envelopes. Goodbudget's own free plan has 10 regular envelopes, 10 More envelopes, 1 account, 2 devices and 1 year of history, with no bank sync.
Does Goodbudget connect to your bank?
Only on Premium. Goodbudget's pricing page lists automatic bank sync, for US banks only, under Premium at $10 a month or $80 a year. The free plan is manual entry. Its help center says imported transactions should appear one to three days after a purchase.
How many envelopes can you have on Goodbudget's free plan?
Its signup page lists 10 regular envelopes and 10 More envelopes, plus 1 account, 2 devices and 1 year of history. Premium removes the limits on envelopes and accounts, allows 5 devices and keeps 7 years of history. A reviewer in 2024 puts the catch plainly: more than 10 envelopes means paying.
How much does Goodbudget cost compared with its alternatives?
Goodbudget Premium is $10 a month or $80 a year. EveryDollar Premium is $79.99 a year, Wonderful $99 for both partners, Monarch $99.99, and YNAB $109. Simplifi is $3.99 a month billed annually for the first year. Honeydue is free.
Can two people share a Goodbudget budget?
Yes. Goodbudget's help article says a partner logs in on their own device with the same username or email address and password as the Household, and both can add transactions and change the budget. The free plan syncs 2 mobile devices and the web; Premium syncs 5. The article does not describe separate logins or hiding anything from the other person.
What replaced Goodbudget for envelope budgeting?
Nothing replaces it exactly. YNAB and EveryDollar budget in categories you fund before you spend, which works like envelopes without using the word. Our list of envelope budgeting apps compares them against Goodbudget.
Why do people leave Goodbudget?
From its pricing page and App Store reviews: automatic bank sync costs extra, so on the free plan every transaction is typed in; free envelopes stop at 10 regular and 10 More; and reviewers in 2025 and 2026 report sync that fails across devices and bank links that would not connect. Plenty of reviewers use it for years and like how simple it is.
Does Goodbudget have a free trial?
Its pricing page lists a free plan and no trial for Premium. Within the first 30 days of a subscription Goodbudget gives a full refund, and after that no partial refunds. YNAB gives 34 days on its website with no card, and EveryDollar Premium 14 days for new users.
Sources
55 sources · read November 3, 2026
Every number on this page comes from goodbudget.com, apps.apple.com, wonderful.money and 12 more. If a source has changed since, the source is right.
- 1Goodbudget help: How can I share my budget with my partnergoodbudget.com
- 2Goodbudget help: Automatic Bank Syncgoodbudget.com
- 3Goodbudget pricing (signup page)goodbudget.com
- 4Goodbudget help: Subscribe to Goodbudgetgoodbudget.com
- 5Goodbudget refunds and cancellationsgoodbudget.com
- 6Goodbudget home pagegoodbudget.com
- 7Goodbudget help indexgoodbudget.com
- 8App Store listing, Goodbudgetapps.apple.com
- 9App Store reviews, Goodbudgetapps.apple.com
- 10Goodbudget envelope budgeting pagegoodbudget.com
- 11Goodbudget changeloggoodbudget.com
- 12Wonderful terms of servicewonderful.money
- 13Wonderful privacy policywonderful.money
- 14Wonderfulwonderful.money
- 15YNAB pricingynab.com
- 16YNAB featuresynab.com
- 17The YNAB methodynab.com
- 18YNAB on the App Storeapps.apple.com
- 19YNAB on Google Playplay.google.com
- 20Apple public review feed for YNABitunes.apple.com
- 21YNAB: Using YNAB as Partnerssupport.ynab.com
- 22Trustpilot, ynab.comtrustpilot.com
- 23EveryDollar plans (Ramsey Solutions)ramseysolutions.com
- 24EveryDollar budget page (Ramsey Solutions)ramseysolutions.com
- 25EveryDollar on the App Storeapps.apple.com
- 26EveryDollar on Google Playplay.google.com
- 27Apple public review feed for EveryDollaritunes.apple.com
- 28Monarch pricingmonarch.com
- 29Monarch on the App Storeapps.apple.com
- 30Monarch on Google Playplay.google.com
- 31Monarch home pagemonarch.com
- 32Monarch for couplesmonarch.com
- 33Monarch collaborationmonarch.com
- 34Monarch budgetingmonarch.com
- 35Monarch planningmonarch.com
- 36Apple public review feed for Monarchitunes.apple.com
- 37Monarch help: Monarch for Couples and Householdshelp.monarch.com
- 38Trustpilot, www.monarchmoney.comtrustpilot.com
- 39Quicken Simplifi product pagequicken.com
- 40Quicken blog: personal finance software with the best customer supportquicken.com
- 41Simplifi help: How to use Spaces sharingsupport.simplifi.quicken.com
- 42Simplifi help: How to cancel and get a refundsupport.simplifi.quicken.com
- 43Simplifi help: Subscription questionssupport.simplifi.quicken.com
- 44App Store listing, Quicken: Budget & Track Moneyapps.apple.com
- 45App Store reviews, Quicken: Budget & Track Moneyapps.apple.com
- 46Honeydue home pagehoneydue.com
- 47Honeydue: How it workshoneydue.com
- 48Honeydue help: How does Honeydue earn moneysupport.honeydue.com
- 49Honeydue help: Will my partner see my accountssupport.honeydue.com
- 50Honeydue Joint Cashhoneydue.com
- 51Honeydue on the App Storeapps.apple.com
- 52Honeydue on Google Playplay.google.com
- 53Apple public review feed for Honeydueitunes.apple.com
- 54Honeydue help: Account issues and inviting a partnersupport.honeydue.com
- 55Honeydue help: How do I cancel my accountsupport.honeydue.com
App names are trademarks of their owners; Wonderful isn't connected with them. Wonderful gives general information. It isn't a financial or tax advisor.