Free printable monthly bill tracker and bill calendar
A blank bill tracker you can print from this page, with a paid box for every bill, and a bill calendar to write due dates on. Also how to set up the month and when an app is easier.
Checked November 3, 2026
Monthly bill tracker to print
Choose the list or the calendar, then press Print. Your browser will print the sheet and leave out the rest of the page. If it runs onto a second page, turn off headers and footers in the print window.
| Bill | Due | Amount | Auto | Paid | Date paid | Notes |
|---|---|---|---|---|---|---|
| Total | ||||||
How to fill in the bill list
- Write your paydays at the top. Bills only make sense next to the money that pays them.
- List every bill once. Rent, utilities, phone, insurance, loan payments, subscriptions. The CFPB's budgeting steps say to list your bills and their due dates. Our household expenses list and fixed expenses examples help if you are not sure what you have forgotten.
- Put the due day and the amount. For a bill that changes, like electricity, write last month's and circle it.
- Mark Auto for the ones that pay themselves. They still need a tick when they clear.
- Tick Paid and write the date when it leaves your bank, not when you meant to pay it.
Use the bill calendar for the heavy weeks
The calendar is a blank month. Write the date in each box's corner for the month you are in, then write each bill on its day, with the amount. Circle your paydays. A week with four bills and no payday is the one to plan for.
If two bills fall just before your pay, ask the company whether it can move the due date. That is easier than carrying a balance to get through the week.
Bills that are not every month
Car insurance every six months, a yearly domain or membership, a property tax bill. Write these on the calendar in their month, and also set aside a twelfth of the yearly amount every month so the bill is already paid for when it arrives. That is the idea behind sinking funds.
A bill tracker for two
Add who pays each bill in the margin, or use a different pen for each of you. For a shared bill, also write the day you each send your part. How big each part is depends on how you split: see how to split bills by income or use the fair split calculator. If one of you pays the other back, paying a partner back covers keeping score without keeping a grudge.
Stopping a bill that pays itself
Sometimes you want an autopay to stop. The CFPB says to give your bank a stop payment order at least three business days before the payment is scheduled. Count business days, not calendar days, so a weekend payment needs the order earlier. The CFPB also says to contact the company and withdraw your permission, because stopping the payment does not cancel your contract with it.
If a bill came twice, see charged twice. To end a membership, how to cancel a subscription has the steps for each company.
Paper, spreadsheet or app
Paper is quick and sits where you see it, but you have to write each amount, and nothing tells you when a bill is higher than last month. A spreadsheet adds the totals and can be shared. An app reads the bank for you. Our best bill tracker apps page compares the apps, and the monthly budget template has the sheet for the rest of your money.
Wonderful is one of them. It finds recurring charges and subscriptions, lists what is due before your next paycheck, and flags a bill that comes in higher than usual. It does not pay or cancel bills for you, and it is not free after a free week: $14.99 a month or $99 a year for the household. If you only have a handful of bills, the sheet above is enough.
Questions people ask
Is there a free printable monthly bill tracker?
Yes, the one on this page. Choose the bill list or the bill calendar and press Print. It is plain HTML, so there is nothing to download or sign up for.
What should a monthly bill tracker include?
The name of each bill, the day it is due, the amount, whether it is on autopay, a box for paid and the date you paid it. The sheet here also has a line for your paydays, because the CFPB says to compare bill due dates with when you get paid.
What is the difference between a bill tracker and a bill calendar?
A tracker is a list: every bill once, with its amount and a paid box. A calendar puts each bill on the day it is due, so you can see which weeks are heavy. Many people use the list to set up the month and the calendar to see it.
How do I track bills with autopay?
Keep them on the sheet and mark Auto. A bill that pays itself still needs to be seen, because the amount can change and the money must be there. Check the paid box when the charge shows in your bank.
How do I stop an automatic bill payment?
The CFPB says to give your bank a stop payment order at least three business days before the payment is scheduled. It also says to contact the company to withdraw your permission, because stopping the payment does not cancel your contract with it.
What do I do with bills that come once or twice a year?
Write them in the month they are due, and also divide the yearly amount by 12 and set that aside each month. See sinking funds for how.
Can I use a bill organizer for two people?
Yes. Add a column or a colored pen for who pays each bill. For shared bills, write the day you each send your part. Splitting bills by income shows how to set the parts.
Is a spreadsheet better than a printed bill tracker?
A spreadsheet can add up the totals and be shared. Paper is quicker to start and sits on the fridge. The best one is the one you open on the day a bill is due.
Sources
2 sources · read November 3, 2026
Every number on this page comes from consumerfinance.gov. If a source has changed since, the source is right.
- 1CFPB: Budgeting: how to create a budget and stick with it (list bills and due dates; compare due dates with when you get paid)consumerfinance.gov
- 2CFPB: You have protections when it comes to automatic debit payments from your account (a stop payment order at least three business days before the payment is scheduled)consumerfinance.gov
Wonderful gives general information. It isn't a financial or tax advisor.