Maryland paycheck calculator for 2026
Type your pay before tax and how often it lands. See what federal tax, Social Security, Medicare and Maryland take, and what's left, per paycheck and for the year.
Checked October 22, 2026
Maryland taxes wages at 2% to 6.5%. On $60,000 a year, single, paid every two weeks, take-home in Maryland comes to about $1,843 a paycheck, after $96 of Maryland income tax. The calculator below works it out for your pay.
Nothing you type here leaves this page.
Take-home pay
$1,988per paycheck
| Line | Per paycheck | A year |
|---|---|---|
| Pay before tax | $2,500 | $65,000 |
| Federal income tax | −$216 | −$5,620 |
| Social Security (6.2%) | −$155 | −$4,030 |
| Medicare (1.45%) | −$36 | −$943 |
| Maryland income tax | −$105 | −$2,722 |
| Take-home | $1,988 | $51,686 |
Every county and Baltimore City adds its own income tax on top of the state's, from 2.25 percent (Worcester) to 3.30 percent (Dorchester and Kent) in 2026. Anne Arundel and Frederick use brackets. Local tax is not included in the calculator.
An estimate for 2026: the year's income tax spread evenly over your paychecks, using the standard deduction. Your employer uses the IRS withholding tables and your W-4, so a real paycheck can be a little different. Credits (like the child tax credit), other income and local taxes aren't included.
How Maryland taxes a paycheck
- Maryland taxes wages on a graduated schedule that starts at 2 percent and reaches 4.75 percent at $3,000 of taxable income. Rates then rise to 6.5 percent above $1 million for single filers and $1.2 million for joint filers and heads of household.
- The standard deduction was raised in 2025 and now moves with the cost of living. The state's 2026 withholding guide uses $3,400 for single filers. The 2025 law set $6,700 for joint filers and heads of household, and the sources do not give a 2026 figure for them, so the calculator uses $6,700.
- Each personal exemption is worth $3,200 at lower incomes. It steps down with federal adjusted gross income: for a single filer to $1,600 over $100,000, $800 over $125,000 and nothing over $150,000; for joint filers and heads of household the same steps start at $150,000 (a joint couple's two exemptions go from $6,400 to $3,200 over $150,000, $1,600 over $175,000 and nothing over $200,000). The calculator applies the steps.
- Pre-tax 401(k) deferrals and health insurance premiums paid through work are left out of Maryland wages.
- Maryland's paid family and medical leave insurance does not start collecting until January 1, 2028, so no payroll program is taken from pay in 2026.
Maryland has 10 tax brackets, from 2% up to 6.5%. A single filer gets a standard deduction of $3,400 and a personal exemption of $3,200. Traditional 401(k) contributions come out of Maryland taxable pay.
| Rate | Taxable income, single |
|---|---|
| 2% | $0 to $1,000 |
| 3% | $1,000 to $2,000 |
| 4% | $2,000 to $3,000 |
| 4.75% | $3,000 to $100,000 |
| 5% | $100,000 to $125,000 |
| 5.25% | $125,000 to $150,000 |
| 5.5% | $150,000 to $250,000 |
| 5.75% | $250,000 to $500,000 |
| 6.25% | $500,000 to $1,000,000 |
| 6.5% | $1,000,000 and up |
| Rate | Taxable income, married filing jointly |
|---|---|
| 2% | $0 to $1,000 |
| 3% | $1,000 to $2,000 |
| 4% | $2,000 to $3,000 |
| 4.75% | $3,000 to $150,000 |
| 5% | $150,000 to $175,000 |
| 5.25% | $175,000 to $225,000 |
| 5.5% | $225,000 to $300,000 |
| 5.75% | $300,000 to $600,000 |
| 6.25% | $600,000 to $1,200,000 |
| 6.5% | $1,200,000 and up |
Local income tax in Maryland
Every county and Baltimore City adds its own income tax on top of the state's, from 2.25 percent (Worcester) to 3.30 percent (Dorchester and Kent) in 2026. Anne Arundel and Frederick use brackets. Local tax is not included in the calculator.
A worked example
$60,000 a year, single, paid every two weeks (26 paychecks of $2,307.69), with nothing taken out before tax:
| Line | Per paycheck | A year |
|---|---|---|
| Pay before tax | $2,308 | $60,000 |
| Federal income tax | $193 | $5,020 |
| Social Security | $143 | $3,720 |
| Medicare | $33 | $870 |
| Maryland income tax | $96 | $2,484 |
| Take-home | $1,843 | $47,906 |
Other states
50 other states are in the paycheck tax calculator.
Questions people ask
How much is $60,000 a year after taxes in Maryland?
About $47,906 a year, or $1,843 a paycheck paid every two weeks, for a single filer with no 401(k) or health insurance through work. Federal income tax is $5,020, Social Security $3,720, Medicare $870, and Maryland income tax $2,484.
Does Maryland have a state income tax?
Yes. Maryland taxes wages at 2% to 6.5%.
Does a 401(k) lower Maryland income tax?
Yes. Maryland leaves traditional 401(k) contributions out of taxable wages, like the federal tax does. Putting $3,600 a year in (6% of $60,000) lowers Maryland tax by about $171.
Is there local income tax in Maryland?
Every county and Baltimore City adds its own income tax on top of the state's, from 2.25 percent (Worcester) to 3.30 percent (Dorchester and Kent) in 2026. Anne Arundel and Frederick use brackets. Local tax is not included in the calculator.
Sources
10 sources · read October 22, 2026
Every number on this page comes from marylandcomptroller.gov, labor.maryland.gov and irs.gov. If a source has changed since, the source is right.
- 1Comptroller of Maryland: Withholding Tax Facts, January to December 2026 (state rate schedules, exemption, county rates)marylandcomptroller.gov
- 2Comptroller of Maryland: 2026 Employer Withholding Guide (standard deduction $3,400, exemptions)marylandcomptroller.gov
- 3Comptroller of Maryland: Tax Alert on 2025 changes to standard deductions and ratesmarylandcomptroller.gov
- 4Maryland Department of Labor: Family and Medical Leave Insurance (FAMLI)labor.maryland.gov
- 5IRS: Rev. Proc. 2025-32 (2026 tax brackets and standard deduction)irs.gov
Show 5 moreShow fewer
- 6IRS: Topic 751, Social Security and Medicare withholding rates (2026 wage base $184,500)irs.gov
- 7IRS: Topic 560, Additional Medicare Taxirs.gov
- 8IRS: Topic 424, 401(k) plans (deferrals still owe Social Security and Medicare)irs.gov
- 9IRS: Publication 15-B, Table 2-1 (health benefits through work are exempt)irs.gov
- 10IRS: Publication 15-T, Table 3 (pay periods per year)irs.gov
Wonderful gives general information. It isn't a financial or tax advisor.