Massachusetts paycheck calculator for 2026
Type your pay before tax and how often it lands. See what federal tax, Social Security, Medicare and Massachusetts take, and what's left, per paycheck and for the year.
Checked October 27, 2026
Massachusetts taxes wages at 5% to 9%. On $60,000 a year, single, paid every two weeks, take-home in Massachusetts comes to about $1,821 a paycheck, after $107 of Massachusetts income tax. The calculator below works it out for your pay.
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Take-home pay
$1,965per paycheck
| Line | Per paycheck | A year |
|---|---|---|
| Pay before tax | $2,500 | $65,000 |
| Federal income tax | −$216 | −$5,620 |
| Social Security (6.2%) | −$155 | −$4,030 |
| Medicare (1.45%) | −$36 | −$943 |
| Massachusetts income tax | −$117 | −$3,030 |
| Paid Family and Medical Leave | −$12 | −$299 |
| Take-home | $1,965 | $51,079 |
An estimate for 2026: the year's income tax spread evenly over your paychecks, using the standard deduction. Your employer uses the IRS withholding tables and your W-4, so a real paycheck can be a little different. Credits (like the child tax credit), other income and local taxes aren't included.
How Massachusetts taxes a paycheck
- Massachusetts taxes wages at a flat 5 percent. A 4 percent surtax applies to taxable income over $1,107,750 in 2026, which makes the top rate 9 percent.
- There is no standard deduction. The personal exemption is $4,400 for single filers, $6,800 for heads of household and $8,800 for joint filers.
- Pre-tax 401(k) deferrals follow the federal rule and are left out of Massachusetts wages.
- Paid Family and Medical Leave is 0.88 percent of wages up to the Social Security wage base for employers with 25 or more workers. Employers can take all of the 0.18 percent family share and up to 0.28 percent of the 0.70 percent medical share from pay, so employees pay up to 0.46 percent. Smaller employers may take the full 0.46 percent.
- The calculator leaves out the extra exemptions Massachusetts allows for age 65 or over, blindness, dependents and medical expenses.
Massachusetts has 2 tax brackets, from 5% up to 9%. There is no standard deduction. A single filer gets a personal exemption of $4,400. Traditional 401(k) contributions come out of Massachusetts taxable pay.
| Rate | Taxable income, single |
|---|---|
| 5% | $0 to $1,107,750 |
| 9% | $1,107,750 and up |
What else comes out of a Massachusetts paycheck
- Paid Family and Medical Leave: 0.46% of wages, on the first $184,500.
Paid Family and Medical Leave is 0.88% of wages up to the Social Security wage base at employers with 25 or more workers. Employers can take all of the 0.18% family share and up to 0.28% of the 0.70% medical share from pay, so workers pay up to 0.46%.
How often Massachusetts employers pay
Massachusetts (M.G.L. c. 149, section 148) says every employer pays weekly or bi-weekly. For people who work five or six days a week, wages are due within six days after the end of the pay period.
More about Massachusetts pay
Massachusetts has a flat 5% rate, with a 4% surtax on taxable income over $1,107,750 in 2026 that makes the top rate 9%. There is no standard deduction. The personal exemption is $4,400 for a single filer.
A worked example
$60,000 a year, single, paid every two weeks (26 paychecks of $2,307.69), with nothing taken out before tax:
| Line | Per paycheck | A year |
|---|---|---|
| Pay before tax | $2,308 | $60,000 |
| Federal income tax | $193 | $5,020 |
| Social Security | $143 | $3,720 |
| Medicare | $33 | $870 |
| Massachusetts income tax | $107 | $2,780 |
| Paid Family and Medical Leave | $11 | $276 |
| Take-home | $1,821 | $47,334 |
Other states
50 other states are in the paycheck tax calculator.
Questions people ask
How much is $60,000 a year after taxes in Massachusetts?
About $47,334 a year, or $1,821 a paycheck paid every two weeks, for a single filer with no 401(k) or health insurance through work. Federal income tax is $5,020, Social Security $3,720, Medicare $870, and Massachusetts income tax $2,780, plus $276 for Paid Family and Medical Leave.
Does Massachusetts have a state income tax?
Yes. Massachusetts taxes wages at 5% to 9%.
Does a 401(k) lower Massachusetts income tax?
Yes. Massachusetts leaves traditional 401(k) contributions out of taxable wages, like the federal tax does. Putting $3,600 a year in (6% of $60,000) lowers Massachusetts tax by about $180.
What is MA PFML on my paycheck?
Paid Family and Medical Leave. Workers at larger employers pay up to 0.46% of wages, up to the Social Security wage base.
Is the Massachusetts millionaires tax on my paycheck?
Only on taxable income over $1,107,750 in 2026, taxed at an extra 4%. It doesn't affect most paychecks.
Can a Massachusetts employer pay me monthly?
Not under the general rule. Massachusetts requires weekly or bi-weekly pay.
Sources
12 sources · read October 27, 2026
Every number on this page comes from mass.gov, malegislature.gov and irs.gov. If a source has changed since, the source is right.
- 1Mass.gov: Massachusetts tax rates (5 percent, 4 percent surtax over $1,107,750 for 2026)mass.gov
- 2Mass.gov: Massachusetts 4% surtax on taxable incomemass.gov
- 3Mass.gov: Personal income tax exemptionsmass.gov
- 4Mass.gov: Tax treatment of non-government pensions (401(k) deferrals)mass.gov
- 5Mass.gov: Paid Family and Medical Leave employer contribution ratesmass.gov
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- 6Massachusetts General Laws, Part I, Title XXI, Chapter 149, section 148malegislature.gov
- 7IRS: Rev. Proc. 2025-32 (2026 tax brackets and standard deduction)irs.gov
- 8IRS: Topic 751, Social Security and Medicare withholding rates (2026 wage base $184,500)irs.gov
- 9IRS: Topic 560, Additional Medicare Taxirs.gov
- 10IRS: Topic 424, 401(k) plans (deferrals still owe Social Security and Medicare)irs.gov
- 11IRS: Publication 15-B, Table 2-1 (health benefits through work are exempt)irs.gov
- 12IRS: Publication 15-T, Table 3 (pay periods per year)irs.gov
Wonderful gives general information. It isn't a financial or tax advisor.