The short version
Wonderful, which we make, is not free: a free week, then $99 a year for two. For free, Honeydue sends bill reminders, Rocket Money's free plan lists your subscriptions from your bank (its cost article and help center put the bill timeline under Premium), and EveryDollar's free version holds due dates you type in. A free plan leaves the cancelling to you.
- 1
Wonderful: Not free: a free week, then $99 a year for two
- 2
Honeydue: Free bill reminders, for you or a couple
- 3
Rocket Money: Free subscription list, no bill timeline, on a phone
- 4
EveryDollar: Free bill due dates you type in
- 5
NerdWallet: Free, and it says it finds forgotten subscriptions
- 6
Goodbudget: Free envelopes, typed by hand
- 7
Credit Karma: Free spending view, no bill list described
- 8
Empower Personal Dashboard: Free spending and net worth, no bill list described
At a glance
| App | What is free | What it says about bills | What the free side leaves out | Works on |
|---|---|---|---|---|
| Wonderful | Only the free week | Finds recurring charges and subscriptions, lists what's due before your next paycheck, and flags a bill that comes in higher than usual. It doesn't cancel them for you.[3] | Everything: there is no free plan after the free week[1] | Web |
| Honeydue | The whole app, with an optional tip | Bill reminders that notify you or your partner when a payment is due.[5][9] | Nothing is held back. It is phone only, with no web app listed[6][9] | iPhone, Android |
| Rocket Money | A free plan, mobile only | A free plan exists. It links accounts (not in real time), lists your subscriptions but you cancel them yourself, shows spending breakdowns and a credit score, and is mobile only. The cost article lists budgets and the bill timeline as Premium.[13][14] | Budgets, the bill timeline, cancelling for you, real-time sync and web access[13][14][16] | iPhone, Android (free plan) |
| EveryDollar | A free version, manual entry | Free: monthly budget, unlimited categories and line items, split transactions, due dates for bills, and savings goals for big purchases.[20][22] | Bank import: you type every bill and transaction[20][21][22] | iPhone, Android, Web |
| NerdWallet | The app | Finds forgotten subscriptions and bank or savings options.[26] | No category budgets or limits are described[26][25] | iPhone, Android |
| Goodbudget | A free plan | Not described on the pages we read | Bank sync, and caps of 10 + 10 envelopes, 1 account and 2 devices[29][30][34] | iPhone, Android, Web |
| Credit Karma | The app | Tracks monthly spending and automatically categorizes transactions.[39] | No bill list or budget builder is described[38][39] | iPhone, Android, Web |
| Empower Personal Dashboard | The dashboard and its tools | Budgeting and cash flow: tracks daily spending and expenses; transactions are categorized automatically.[43] | Advisory services are paid; budgeting is only daily spending tracking[43] | iPhone, Android, Web |
How we compared
Someone searching for a free tracker usually wants two things: to see what is coming out of their account, and to spot the charge they forgot about. So we asked of each app:
- Is it free, and for how long. A free app has no end date. A free plan has no end date and has limits. A trial is the whole app for a set time, then a charge.
- Does it find charges or do you type them. An app that reads your bank can show a subscription you forgot. One that doesn't only shows what you remember.
- What the free side leaves out. Cancelling for you, bank import, real-time sync and web access are the usual ones.
- Where it runs. Several of these are phone only.
- How it earns money if you don't pay. Tips, offers, or a fee on a service.
Every fact comes from the app's own pricing and help pages, its App Store and Google Play listings and their public reviews, read on October 27, 2026, and each is numbered to its source at the end. We haven't used these apps ourselves. Where a page didn't say, we say it didn't. Several apps here have no bill feature described at all, and we say so rather than stretch. For the paid list see best bill tracker apps, and for the apps whose main job is ending subscriptions see best subscription managers.
1. Not free: a free week, then $99 a year for two
Wonderful
$14.99/mo or $99/yr· Web
What it is
A budgeting app for couples who keep their own money, and for one person: each of you connects your own bank, chooses what the other sees, and every paycheck gets a plan.
Why it's on this list
We make Wonderful, and it is not free. There is a free week, plus more days for finishing parts of setup. A card is added to start it and nothing is charged until it ends. Then it is $14.99 a month or $99 a year for the household, one person or two. There is no free plan after the trial.
It is on this page because it does the job you came for: it finds the recurring charges in your accounts, lists what is due before your next paycheck and flags a bill that comes in higher than usual. It also texts you by iMessage when a bill is charged twice, a price goes up or a refund lands. It doesn't cancel anything for you. If free is a hard requirement, go to Honeydue.
Ideal for: Someone who will pay $99 a year to see their recurring charges and what is due before the next paycheck, and wants a week to try it first.
What it does
- Every paycheck gets a plan for bills, spending and saving before it lands.[3]
- Banks connect through Plaid and every charge is sorted into a category.[2][3]
- Mine, yours and ours: each charge counts for the person or the pair it belongs to.[3]
- Finds recurring charges and subscriptions, lists what's due before your next paycheck, and flags a bill that comes in higher than usual. It doesn't cancel them for you.[3]
- Texts you by iMessage when a bill is charged twice, a price goes up or a refund lands, and you can text it questions.[3]
- Savings goals show the month you'll reach them.[3]
- Net worth for each of you and for both, from the balances your banks send, with its line over time.[3]
- Life events like getting married come step by step, with the deadlines.[3]
Good
2. Free bill reminders, for you or a couple
What it is
A free phone app for couples that shows both people's linked accounts, bills and budgets, with a choice of how much each person shares.
Why it's on this list
Honeydue is the only app here where the whole thing is free, and it has bill reminders that notify you or your partner when a payment is due. Its help center says no feature is behind a paywall, and it earns from optional tips of $1 to $10 a month. It reads like a couples app, but nothing stops one person using it. What reviewers say is the catch: accounts that stop syncing, which would leave a reminder list out of date.
Ideal for: Someone who wants a free reminder before a payment is due, alone or with a partner, and is fine on a phone.
What it does
- Shared view of linked bank account balances, loans and investments. The site says it connects "over 20,000 financial institutions across 5 countries."[5][9]
- Choose what your partner sees per account: balances and transactions, balances only, or nothing.[7]
- Monthly household spending limits for each category, with alerts as you and your partner get close.[9]
- Bill reminders that notify you or your partner when a payment is due.[5][9]
- Chat built into the app: send a quick reaction or ask your partner about a specific transaction.[5]
What the free version leaves out
Nothing, by Honeydue's own account. What it lacks is in the cons above: no web app or Mac app is listed, and the pages we read don't describe finding subscriptions or cancelling them.
Good
Pricing
- Free[6]FreeHoneydue's help center says, "Honeydue is 100% free for everybody, and we don't block any features with a paywall."
- Monthly tip (optional)[6][9]Any amount from $1 to $10 a month through the App Store or Google Play. The help center says tips fund new features. The App Store lists $0.99 to $9.99.
- The whole app is free. The only paid thing is the optional tip, which can be changed or cancelled in the App Store or Google Play.[6]
“Quit syncing after a month or so of use. As others have mentioned, support is nonexistent. Don’t waste your time.”Read it where it was said ↗
3. Free subscription list, no bill timeline, on a phone
What it is
An app that finds your subscriptions, can cancel them and negotiate bills for you, and tracks spending and budgets, with a free plan and two paid ones.
Why it's on this list
Rocket Money's free plan is aimed at subscriptions more than bills. It links your accounts (not in real time), lists your subscriptions and shows spending breakdowns and a credit score, on mobile only. Its cost article and help center list the bill timeline as Premium, so for due dates Honeydue or EveryDollar fit better. On Free you cancel subscriptions yourself. Reviewers also say the app doesn't always list every subscription, and that the price they chose on Premium wasn't the one charged.
Ideal for: Someone who wants their bank to list their subscriptions, on a phone, and will cancel by hand and keep bill dates elsewhere.
What it does
- Finds recurring subscriptions in one place. On Premium, a team cancels them for you; its cost article says this usually takes 2 to 10 days. On Free you cancel them yourself.[13]
- Negotiates cable, phone and insurance bills for a success fee of 35% to 60% of the first year's savings.[13][14][15]
- Tracks upcoming bills, net income and spending, with automatic categories.[13]
- Custom budgets: unlimited budgets and custom categories on Premium. The cost article and help center list budgets as Premium only; the FAQ still says Free has up to two.[13][14][15]
- Premium adds transaction rules, splits, notes, tags, manual transactions, CSV export and the bill timeline.[13]
What the free plan leaves out
- Cancelling for you. A team does it on Premium, which its cost article says usually takes 2 to 10 days.[13][15]
- The bill timeline and other Premium extras: transaction rules, splits, notes, tags and CSV export.[13]
- Real-time syncing and desktop web access, which are Premium. Premium is typically $7 to $14 a month, a price you choose.[13][14][16]
- Budgets: the cost article and help center list them as Premium, though the FAQ still says Free allows up to two custom category budgets.[13][14][15]
- Bill negotiation is not free either: Free and Premium members pay 35% to 60% of the first year's savings.[13][14]
Good
- A free plan exists and covers subscription tracking, spending breakdowns and a credit score, with bill reminders per the help center.[13][14]
- Cancels subscriptions for you on Premium and negotiates bills.[13]
- Large installed base: 403K ratings on the App Store at 4.5 stars and 141K on Google Play at 4.5.[16][17]
- Premium is a sliding scale you pick yourself, with a 7-day trial.[13][14]
Not so good
- The price is not fixed: the learn article says $7 to $14 a month, the help center gives no numbers, and the App Store lists purchases from $2.99 to $9.99.[13][14][16]
- Bill negotiation costs 35% to 60% of the first year's savings for Free and Premium members.[13][14]
- On Free you cancel subscriptions yourself. Hands-off cancelling is Premium.[13][15]
- Budgets are not in the free plan per the cost article and help center (the FAQ still says two custom category budgets), so budgeting needs Premium.[13][14][15]
Pricing
- Free[13]FreeMobile only. Links accounts, lists subscriptions, spending breakdowns and a credit score. The cost article and help center list budgets, the bill timeline and custom categories as Premium; the FAQ still says Free allows up to two custom category budgets.
- Premium[13][14][16]Pay what you think is fair, "typically $7 to $14 per month, subject to change," per the learn article. The help center says the price varies by platform and gives no numbers. The App Store lists Premium purchases from $2.99 to $9.99 without billing periods.
- Premium+[13][14][16]$15 a monthA fixed $15 a month plus tax. Adds Rowan, an AI assistant that works through text messages, and no fee on bill negotiation.
- The help center says new Premium members get a 7-day free trial, then the subscription continues at the price chosen at sign-up. The learn article states no trial.[13][14]
- A free plan exists. It links accounts (not in real time), lists your subscriptions but you cancel them yourself, shows spending breakdowns and a credit score, and is mobile only. The cost article lists budgets and the bill timeline as Premium.[13][14]
“They are not good at cancelling your subscriptions as advertised. it’s more of a hassle than just calling yourself.”Read it where it was said ↗
4. Free bill due dates you type in
What it is
Ramsey Solutions' zero-based budgeting app: a free version where you type in transactions, and a paid version that imports them from your bank.
Why it's on this list
EveryDollar's free version has due dates for bills, a monthly budget and unlimited categories, and you can use it as long as you want. It doesn't import transactions from a bank, so it can show a bill you entered and cannot find one you forgot. For catching surprises that is the wrong shape; for keeping known bills in order it works. Bank import is Premium, at $79.99 a year or $17.99 a month.
Ideal for: Someone with a short, known list of bills who will type each one in and wants the dates in one place.
What it does
- Zero-based budgeting: plan every dollar before the month starts so income minus expenses equals zero.[21]
- Free: monthly budget, unlimited categories and line items, split transactions, due dates for bills, and savings goals for big purchases.[20][22]
- Sinking funds for future expenses, in the free version.[20][21]
- Premium imports transactions automatically from connected accounts. Ramsey says it uses Mastercard Connect and Plaid.[20]
- Premium plans spending around payday and bill due dates.[20][21]
What the free version leaves out
- Bank import. You type every bill and transaction.[20][21]
- Premium also plans spending around payday and bill due dates.[20][21]
Good
Not so good
- No bank import on the free version. You type every transaction.[20]
- Premium is $17.99 billed monthly, which is $215.88 over twelve months, against $79.99 billed yearly.[20]
- Rated 4.3 on Google Play, lower than the App Store's 4.7.[22][23]
- The plans page and the App Store show different Premium plans and prices.[20][22]
Pricing
- Free[20]FreeUsable as long as you want. Manual transaction entry, no bank import.
- Premium, monthly[20][22]$17.99 a monthBank import and the rest of Premium.
- Premium, yearly[20][22]$79.99 a yearShown by Ramsey as about $6.67 a month.
- Ramsey+, yearly[22]$129.99 a yearListed only as an in-app purchase on the App Store, along with Ramsey+ at $59.99 for three months. The plans page does not describe it.
- Premium includes a 14-day free trial, for new users only.[20]
- A free version you can use as long as you want. It has a monthly budget, unlimited categories, manual transactions, sinking funds, split transactions, bill due dates and live-person support. It does not import transactions from a bank.[20][21]
“Seems like a great application. 7 day trial was great. My only concern is $80.00 bucks year. To me, should be free in helping folks get out of debt. Not just 7 days.”Read it where it was said ↗
5. Free, and it says it finds forgotten subscriptions
What it is
A free app from NerdWallet that tracks net worth and cash flow, sorts spending, and offers a cash account and automated investing.
Why it's on this list
NerdWallet's app is free to download, links accounts to show spending, and its App Store listing says it finds forgotten subscriptions. That is the only bill-adjacent line in the pages we read: no due dates, reminders or cancelling are described. Treat it as a free way to look, not a tracker you plan around. It also sells a Cash Account and investing, so expect offers.
Ideal for: Someone who wants a free app that links accounts and says it flags subscriptions, and does not need a bill calendar.
What it does
- A net worth tracker that shows your finances in one view.[25]
- On the App Store: automatically sorts spending into needs, wants and savings.[26]
- Credit monitoring with alerts and an explanation of what affects your score.[26]
- Links accounts to show spending and transactions.[26]
What the free app leaves out
- Category budgets and limits: none are described on the pages opened.[25][26]
- Reviewers in 2026 report lost data after accounts unlink and errors after updates.[27]
Good
Not so good
- nerdwallet.com/app describes the app as a way to track wealth and invest, and does not mention budgeting features for it.[25]
- No category budgets or limits are described on the pages opened.[25][26]
- The listing says privacy practices include tracking identifiers across other companies' apps and websites.[26]
- App Store reviewers in 2026 report lost data after accounts unlink, and a removed net worth graph.[27]
Pricing
- The App Store lists the app as Free with no in-app purchases shown.[26]
“This wiped years of transaction history from my account which cannot be added.”Read it where it was said ↗
6. Free envelopes, typed by hand
Goodbudget
Free, or $10/mo or $80/yr· iPhone, Android, Web· App Store 4.6 (13,516)[34]
What it is
An envelope budgeting app for the web, iPhone and Android where you divide income into virtual envelopes and share the budget across devices.
Why it's on this list
Goodbudget's free plan has no ads and gives you 10 regular envelopes, 10 annual or goal envelopes, 1 account, 2 devices and 1 year of history. You can set an envelope for rent or power, but the pages we read don't describe bill due dates, reminders or finding subscriptions, and there is no bank sync on Free. It is a budget first and a thin way to track bills.
Ideal for: Someone who likes envelopes, can stay inside the free limits and will enter each bill by hand.
What it does
- Envelope budgeting: you divide income into category envelopes, spend from the matching envelope and stop when it is empty, with no physical cash.[36]
- The free plan has 10 regular envelopes and 10 annual or goal envelopes; Premium removes the cap.[29][30]
- Syncs and shares a budget across iPhone, Android and the web, with data backed up to Goodbudget's website.[32][34]
What the free plan leaves out
- Automatic bank sync, which is Premium ($10 a month or $80 a year) and US banks only.[29][30][34]
- More than 1 account, 2 devices or 1 year of history.[29][30]
Good
Pricing
- Free[29][30]FreeCalled "Free Forever" on the page. 10 regular envelopes, 10 annual or goal envelopes, 1 account, 2 devices, 1 year of history, debt tracking, community support.
- Premium[29][30]$10 a month · $80 a yearAdds automatic bank sync (US banks only), unlimited envelopes and accounts, 5 devices, 7 years of history and email support.
“You have to pay for a subscription to link / auto sync bank accounts. Otherwise you’re manually inputting every transaction.”Read it where it was said ↗
7. Free spending view, no bill list described
What it is
A free app for credit scores and reports that also tracks spending and net worth from your linked accounts.
Why it's on this list
Credit Karma is free and is a credit score app first. It tracks monthly spending and categorizes transactions from linked accounts, but the pages we read name no bill list, due dates or subscription finder. A recurring charge would show up in the spending, not as one you were warned about. Reviewers in October 2026 complain about ads and credit card offers.
Ideal for: Someone who mainly wants free credit scores and a rough look at where money goes.
What it does
- Free credit score, credit report and credit monitoring.[38]
- "Get insights into where your money goes by connecting your accounts."[38]
- Tracks monthly spending and automatically categorizes transactions.[39]
What the free app leaves out
- A bill or subscription view: the home page lists only Cash Flow and a net worth view.[38]
- Whether spending insights are free: the home page doesn't say.[38]
Good
Not so good
- No budgeting tool is named on the home page; it lists only Cash Flow and a net worth view.[38]
- The home page does not say whether spending insights are free.[38]
- App Store reviewers in October 2026 complain about ads, notifications and credit card offers.[40]
- App Store reviewers in October 2026 say categories they set revert to others, some nightly.[40]
Pricing
- App[39]FreeListed as Free on the App Store.
“The ads and notifications are getting ridiculous.”Read it where it was said ↗
8. Free spending and net worth, no bill list described
Empower Personal Dashboard
Free· iPhone, Android, Web· App Store 4.8 (421,639)[46]
What it is
A free dashboard and app that links your bank, card, loan and investment accounts to show net worth, spending and retirement scenarios, paid for by Empower's advisory services.
Why it's on this list
Empower's dashboard and its financial tools are free, and it tracks daily spending with automatic categories. It is a net worth and retirement tool, and the pages we read describe no bill list, due dates or subscription finder. It makes money from paid advisory services, so offers come with the free tools. App Store reviewers in 2026 report the app freezing or failing at sign-in.
Ideal for: Someone who wants net worth and retirement scenarios for free and only a loose view of spending.
What it does
- Net worth: total holdings minus total debts, across accounts in one place, with the effect of paying down debt or saving more.[44]
- Retirement planner: compare retirement ages, see what goals such as college or travel need, and set up withdrawals.[45]
- Budgeting and cash flow: tracks daily spending and expenses; transactions are categorized automatically.[43]
What the free dashboard leaves out
- A bill or subscription view, and any plan beyond tracking daily spending.[43]
- Advisory services, which are paid and based on the assets managed.[42][46]
Good
- The dashboard and its tools are free.[43]
- Covers retirement and investment accounts, not just bank and card spending.[43][45]
- 4.8 stars on the App Store from 421,639 ratings, for the app that also serves retirement-plan users.[46]
- Includes a Fee Analyzer and a retirement planner that tests different retirement ages.[45][48]
Not so good
- Advisory services are paid for with a fee based on assets under management; the free tools are offered next to them.[42][43]
- The pages describe budgeting only as tracking daily spending; no envelope, zero-based or per-category plan is described.[43]
- Nothing on the pages opened describes a spouse, partner or joint view.[42][43][44][45]
- Its own pages give two different advisory minimums: $100,000 and more than $250,000.[42][43][45]
Pricing
- Personal Dashboard[43]Free"Nothing! The dashboard experience and financial tools are completely free."
- The dashboard and its financial tools are free. The high-yield cash account is described as having "no account fees, no minimums".[43]
“4 out of 5 stars because I have to constantly reconnect my other investment accounts. It’s very annoying.”Read it where it was said ↗
What a free plan leaves out
Read side by side, the same few things are held back. Knowing them saves you a download.
- Cancelling. Seeing a subscription is free. Ending it for you is not: Rocket Money does it on Premium and tells Free users to cancel themselves. For apps that do it, and what they charge, see apps that cancel subscriptions for you.
- Bank import. EveryDollar and Goodbudget are free only if you type each bill. That works for a short list and fails at the one job of catching what you forgot.
- Real-time sync and the web. Rocket Money's free plan doesn't sync in real time and is mobile only.
- A bill feature at all. Credit Karma, Empower and Goodbudget are free, and the pages we read describe no bill list.
- A fee on a service. Rocket Money's bill negotiation takes 35% to 60% of the first year's savings from Free members too.
If your question is mostly "what do I owe and when," the paid-and-free list is best bill tracker apps. If it is "what am I paying for that I forgot," start with the free plans above and then read best subscription managers. The wider free list, which includes budgeting, is best free budgeting apps.
Free trials of paid apps
These are not free. A trial shows you a tracker for a short time, then charges you unless you cancel first. Set a reminder for the day before.
- Wonderful: A free week, plus more days for finishing parts of setup. A card is added to start it and nothing is charged until it ends.[1]
- Monarch Money: The pricing page says "Your first week is on us." The App Store says the app is free to try for 7 days before a monthly or annual membership is billed. Neither says whether a card is needed.[49][50]
- PocketGuard: A 7-day free trial on each plan, "Try it free for 7 days".[60][61]
- Quicken Simplifi: "While we do not offer a free trial" there is a 30-day money-back guarantee from the original purchase date, for purchases made directly on Quicken.com.[71]
- Copilot Money: The App Store and the FAQ say one month free for new users. The pricing page does not state a trial or whether a card is needed.[75][76][77]
- Rocket Money Premium: The help center says new Premium members get a 7-day free trial, then the subscription continues at the price chosen at sign-up. The learn article states no trial.[13][14]
- EveryDollar Premium: Premium includes a 14-day free trial, for new users only.[20]
Of these, Monarch lists "subscriptions, bills and upcoming payments" in a list, and Simplifi tracks upcoming bills and shows all your subscriptions.[50][52][67]
Catching them with no app
An app finds recurring charges by reading your transactions. You can do the same with your own statements, for free, in an evening. Go through a few months of card and bank statements and mark every charge that comes back at the same amount. Search your email for receipt, renewal and trial. Write each one down with what it costs and the day it hits. Then sort the list into the ones you will keep, the ones to cancel and the ones you can't end, like rent and insurance, which belong on a bill calendar.
That list is also what a free app needs from you if it doesn't read your bank. Typed into EveryDollar's free version it becomes a set of due dates. If you share bills with someone, our split calculator works out a fair share of each.
How to choose
Start with whether you want the app to find charges or to hold the ones you already know. Finding needs a bank connection, and the free apps that offer one are Honeydue, Rocket Money, NerdWallet, Credit Karma and Empower. Only two of them describe a bill or subscription list.
Choose Honeydue if you:
- Want a free reminder before a payment is due
- Share bills with a partner
- Are fine with a phone app and some sync problems
Choose Rocket Money if you:
- Want your subscriptions listed from your bank
- Will cancel them yourself
- Use your phone, not a computer
Choose EveryDollar if you:
- Have a short list of bills you know
- Will type them in
- Might pay $79.99 a year later for bank import
Choose NerdWallet if you:
- Want a free way to look for forgotten subscriptions
- Don't need due dates
- Don't mind offers inside the app
Choose Wonderful if you:
- Will pay $99 a year
- Want what's due before each paycheck
- Want it for one person or two
Where Wonderful fits, and where it doesn't
If free is a requirement, Wonderful is the wrong answer: it has a free week and no free plan, and Honeydue or Rocket Money's free plan will serve you better. If you are willing to pay $14.99 a month or $99 a year for the household, it finds recurring charges and subscriptions from your bank, lists what's due before your next paycheck, flags a bill that comes in higher than usual and texts you by iMessage about a double charge, a price rise or a refund. It doesn't cancel subscriptions for you, it runs in the browser only with no iPhone or Android app yet, and it gives no investment advice. See best bill tracker apps, Rocket Money alternatives and Wonderful vs Honeydue.
Questions people ask
What is the best free bill tracker app?
Honeydue, if you want reminders when a payment is due: its help center says it is 100% free, with an optional tip of $1 to $10 a month. EveryDollar's free version has bill due dates, but you type everything in. Rocket Money's free plan lists your subscriptions from your bank, on a phone, but its cost article and help center put the bill timeline under Premium.
Is Rocket Money free for tracking subscriptions?
The free plan lists your subscriptions and shows spending breakdowns and a credit score, on mobile only. Its cost article and help center list the bill timeline as Premium. On Free you cancel subscriptions yourself. Cancelling for you is a Premium feature, which the pages say is typically $7 to $14 a month, a price you choose. Premium+ is $15 a month.
Is there a free app that finds subscriptions I forgot?
Rocket Money's free plan tracks subscriptions from your linked accounts. NerdWallet's App Store listing says its app finds forgotten subscriptions, and the app is free to download. Neither page says the free side cancels them for you. Premium Rocket Money does, and the pages say that takes 2 to 10 days.
Can a free app cancel my subscriptions?
Among the apps here, the pages we read don't say any free plan cancels for you. Rocket Money cancels on Premium and tells you to cancel yourself on Free. Our roundup of apps that cancel subscriptions for you covers the ones that do it, and what they charge.
Does a free bill tracker connect to my bank?
Some do. Honeydue, Rocket Money's free plan, Empower, Credit Karma and NerdWallet link accounts for free. EveryDollar and Goodbudget keep bank connections for their paid plans: EveryDollar Premium is $79.99 a year or $17.99 a month, and Goodbudget Premium is $10 a month or $80 a year. Their free versions mean typing in each bill.
Is Honeydue really free?
Its help center says it is 100% free for everybody with no feature behind a paywall. It asks for an optional monthly tip. The catch is in reviews: many App Store reviewers say accounts stopped syncing. It is a phone app, and no web version is listed.
Is EveryDollar free for bills?
Yes, the free version has no end date and includes due dates for bills, a monthly budget and unlimited categories. It does not import transactions from a bank, so a bill only shows if you enter it. Premium plans spending around payday and bill due dates and adds the bank connection.
What is the difference between a bill tracker and a subscription tracker?
A subscription is a bill you can end. A bill tracker also covers rent, power, insurance and loans, which have due dates you plan around. Most apps here do both from the same list of recurring charges. For the paid, bill-focused list see best bill tracker apps, and for cancel-first apps see best subscription managers.
Which free apps work on iPhone and Android?
Honeydue, Rocket Money's free plan, EveryDollar, NerdWallet, Goodbudget, Credit Karma and Empower have iPhone and Android apps. Goodbudget, EveryDollar, Credit Karma and Empower also have a web version listed. Honeydue is phone only, and Rocket Money's free plan is mobile only.
How do I catch a subscription I forgot without an app?
Read through a few months of card and bank statements and mark every charge that comes back at the same amount. Search your email for words like receipt, renewal and trial. Then write each one down with its date and price. An app does the same job from your transactions, and the free ones leave the cancelling to you.
Is Wonderful free?
No. It has a free week with a card added to start, nothing charged until the week ends, then $14.99 a month or $99 a year for the household, one person or two. There is no free plan after the trial. It finds recurring charges and what's due next, and it doesn't cancel them.
Sources
78 sources · read November 2, 2026
Every number on this page comes from wonderful.money, honeydue.com, support.honeydue.com and 18 more. If a source has changed since, the source is right.
- 1Wonderful terms of servicewonderful.money
- 2Wonderful privacy policywonderful.money
- 3Wonderfulwonderful.money
- 4Honeydue home pagehoneydue.com
- 5Honeydue: How it workshoneydue.com
- 6Honeydue help: How does Honeydue earn moneysupport.honeydue.com
- 7Honeydue help: Will my partner see my accountssupport.honeydue.com
- 8Honeydue Joint Cashhoneydue.com
- 9Honeydue on the App Storeapps.apple.com
- 10Honeydue on Google Playplay.google.com
- 11Apple public review feed for Honeydueitunes.apple.com
- 12Honeydue help: Account issues and inviting a partnersupport.honeydue.com
- 13Rocket Money: How much does Rocket Money costrocketmoney.com
- 14Rocket Money help center: How much does Rocket Money costhelp.rocketmoney.com
- 15Rocket Money FAQframer.rocketmoney.com
- 16Rocket Money on the App Storeapps.apple.com
- 17Rocket Money on Google Playplay.google.com
- 18Apple public review feed for Rocket Moneyitunes.apple.com
- 19Trustpilot, rocketmoney.comtrustpilot.com
- 20EveryDollar plans (Ramsey Solutions)ramseysolutions.com
- 21EveryDollar budget page (Ramsey Solutions)ramseysolutions.com
- 22EveryDollar on the App Storeapps.apple.com
- 23EveryDollar on Google Playplay.google.com
- 24Apple public review feed for EveryDollaritunes.apple.com
- 25NerdWallet app pagenerdwallet.com
- 26NerdWallet: Smart Money App on the App Storeapps.apple.com
- 27App Store reviews feed for NerdWallet (most recent)itunes.apple.com
- 28Trustpilot, nerdwallet.comtrustpilot.com
- 29Goodbudget pricing (signup page)goodbudget.com
- 30Goodbudget help: Subscribe to Goodbudgetgoodbudget.com
- 31Goodbudget refunds and cancellationsgoodbudget.com
- 32Goodbudget home pagegoodbudget.com
- 33Goodbudget help indexgoodbudget.com
- 34App Store listing, Goodbudgetapps.apple.com
- 35App Store reviews, Goodbudgetapps.apple.com
- 36Goodbudget envelope budgeting pagegoodbudget.com
- 37Goodbudget changeloggoodbudget.com
- 38Credit Karma homecreditkarma.com
- 39Intuit Credit Karma on the App Storeapps.apple.com
- 40App Store reviews feed for Intuit Credit Karma (most recent)itunes.apple.com
- 41Trustpilot, creditkarma.comtrustpilot.com
- 42Empower home pageempower.com
- 43Empower tools pageempower.com
- 44Empower net worth toolempower.com
- 45Empower retirement plannerempower.com
- 46App Store listing, Empowerapps.apple.com
- 47App Store reviews, Empowerapps.apple.com
- 48Empower free tools pageempower.com
- 49Monarch pricingmonarch.com
- 50Monarch on the App Storeapps.apple.com
- 51Monarch on Google Playplay.google.com
- 52Monarch home pagemonarch.com
- 53Monarch for couplesmonarch.com
- 54Monarch collaborationmonarch.com
- 55Monarch budgetingmonarch.com
- 56Monarch planningmonarch.com
- 57Apple public review feed for Monarchitunes.apple.com
- 58Monarch help: Monarch for Couples and Householdshelp.monarch.com
- 59Trustpilot, www.monarchmoney.comtrustpilot.com
- 60PocketGuard home pagepocketguard.com
- 61PocketGuard pricingpocketguard.com
- 62PocketGuard help: Plus overviewpocketguard.com
- 63PocketGuard help: all featurespocketguard.com
- 64App Store listing, PocketGuardapps.apple.com
- 65App Store reviews, PocketGuardapps.apple.com
- 66Trustpilot, pocketguard.comtrustpilot.com
- 67Quicken Simplifi product pagequicken.com
- 68Quicken blog: personal finance software with the best customer supportquicken.com
- 69Simplifi help: How to use Spaces sharingsupport.simplifi.quicken.com
- 70Simplifi help: How to cancel and get a refundsupport.simplifi.quicken.com
- 71Simplifi help: Subscription questionssupport.simplifi.quicken.com
- 72App Store listing, Quicken: Budget & Track Moneyapps.apple.com
- 73App Store reviews, Quicken: Budget & Track Moneyapps.apple.com
- 74Copilot Money homecopilot.money
- 75Copilot Money pricingcopilot.money
- 76Copilot Money FAQcopilot.money
- 77Copilot on the App Storeapps.apple.com
- 78Apple public review feed for Copilotitunes.apple.com
App names are trademarks of their owners; Wonderful isn't connected with them. Wonderful gives general information. It isn't a financial or tax advisor.