Goodbudget pricing 2026: is it free, and what Premium costs

Goodbudget plans and prices

Goodbudget's pricing page, read November 8, 2026, shows two plans, Free and Premium.^[1] Prices are in US dollars.

Twelve months at $10 is $120, so the yearly plan at $80 saves $40. If you do pay, yearly is the cheaper way.

What the free plan does

A free plan exists. It has no bank sync, one account, 20 envelopes in all (10 regular and 10 annual or goal), two devices and a year of history. The App Store listing calls it ad-free.^[1][2][6]

That is enough for a small envelope budget if you don't mind entering each purchase. The limits that bite first are the one account and the 20 envelopes. A reviewer in October 2025 put it plainly: without paying you are "manually inputting every transaction."^[7]

What Premium adds

Premium takes off the caps and turns on the bank connection: unlimited envelopes and accounts, 5 devices, 7 years of history, email support, and automatic bank sync, which works with US banks only.^[1] Reviewers from 2025 and 2026 report sync that fails across devices and accounts that wouldn't link after paying.^[7]

What Goodbudget costs for two people

A budget is shared across devices, not across separate logins that the pages describe. The free plan shares with 2 mobile devices; Premium shares with 5. The App Store listing says it suits "sharing a budget with a spouse, family member, or friend".^[2][6] The pricing page has no per-person price and no partner plan, so nothing we read says a second person costs extra.^[1] What we can't say is how a partner signs in and what each person can see, because the help article on sharing wouldn't load.

So a couple on the free plan pays $0, and a couple on Premium pays $80 a year, on the reading that one budget serves both. Confirm with Goodbudget before you rely on it. If you want each partner to keep their own accounts, see budgeting apps for couples with separate accounts.

Refunds and cancelling

"Within the first 30 days of your subscription, we're happy to give you a full refund." Partial refunds are not given after 30 days.^[3] You can cancel from the website at any time. The household keeps the paid plan until the period already paid for ends, then becomes a free household.^[3]

Goodbudget compared with other apps

Goodbudget's Premium is the cheapest paid plan here by a few dollars, and it is the only one built around envelopes. For how it stacks up on method, see Goodbudget vs YNAB, EveryDollar vs Goodbudget and Goodbudget alternatives.

Is Goodbudget worth it?

It is worth it if

• You want envelope budgeting with a free way to start.^[1][8]
• You are happy to type transactions, or will pay $80 for bank sync.^[1]
• You want web, iPhone and Android in one budget.^[4]

It is less likely to be if

• You want bank sync without paying. It is a Premium feature.^[1]
• You find setup fiddly. A July 2026 reviewer calls it complex.^[7]

Where Wonderful fits

We make Wonderful, so weigh this accordingly. It costs $14.99/mo or $99/yr for the whole household, and each partner connects their own bank and chooses what the other sees. It has no free plan after a free week or a $1 first month and runs in the browser only, with no iPhone or Android app yet. If a free plan or envelopes are what you want, Goodbudget is the closer fit. For more, see Goodbudget alternatives.