The short version
Tiller costs $99 a year after a 30-day free trial, with no monthly plan and no free plan. After the trial there are 30 more days backed by a full refund, for up to 60 risk-free days.[2] Its pages describe no partner login.
- 1
Tiller: $99 a year, 30-day trial
- 2
YNAB (You Need A Budget): $109 a year, a 34-day trial
- 3
Monarch Money: $99.99 a year, a partner included
- 4
Wonderful: Two people, $99 a year for both
Tiller plan and price
Tiller's pricing page, read November 8, 2026, shows one plan: $99 a year after the trial. It shows no monthly option.[2] Sales tax may be added if your state requires it.
| Plan | Monthly | Yearly | A month, paid yearly | What it is |
|---|---|---|---|---|
| Tiller[2] | — | $99 | $8.25 | "After 30 days, Tiller is just $99/year." The only plan listed; no monthly option shown. |
$99 a year is $8.25 a month. Tiller says there are "never any ads or hidden fees."[2]
The trial and the refund
30 days free. The card is not charged until the trial ends. Sales tax may be added after the trial if your state requires it.[2] After the trial there are 30 more days "backed by a full refund", for up to 60 risk-free days. Cancel anytime.[2] Put the trial end date in your calendar. The refund window starts when the trial ends, so that is the day to decide.
What you get for $99
- Syncs bank accounts into private spreadsheets you own, with daily automation.[1]
- All transactions flow into one Transactions Sheet.[1]
- Works with both Google Sheets and Microsoft Excel.[3]
- AutoCat sorts transactions into categories, and you can set your own category rules.[1][3]
- The Foundation Template is an automated spreadsheet budget; other templates cover expenses, debt, net worth and savings.[1][3]
- A Spending Trends sheet shows categorized insights.[1]
- A daily email (Hello, Money) shows account balances and recent charges each morning.[1][3]
What you don't get is a phone app. Tiller's pages mention none; the daily email is the phone-side view.[1]
What Tiller costs for two people
We can't give a number from Tiller's pages, because they say nothing about a partner login or a second person.[2] The pages opened do not describe a partner login. Because the data sits in a spreadsheet you own, sharing the sheet is up to you.[1] So the likely cost for two sharing one sheet is a single $99, but that is our reading, not a Tiller policy. Ask before you rely on it. For couples who each want their own bank connection, see the best budgeting apps for couples.
Tiller compared with other apps
- Quicken Classic$53.88
- Quicken Simplifi$83.88
- Tiller$99
- Wonderful$99
- Monarch Money$99.99
- YNAB (You Need A Budget)$109
The cheapest way to pay for a year on each app's own pricing page. Tiller is $99 a year. Quicken Classic is shown at its lowest tier, Starter, billed annually.
The yearly prices sit close together. What separates Tiller is the format: your data in a spreadsheet you own, not an app screen. See Tiller alternatives and budget spreadsheets and templates.
Is Tiller worth it?
It is worth it if
- You are comfortable with formulas and sheets.[1]
- You want the bank feed and to keep the data yourself.[1]
- You want 60 risk-free days.[2]
“...Easy to set up and requires the least amount of ongoing work to accurately categorize transactions.”Read it where it was said ↗
It is less likely to be if
- You want a phone app with built-in charts and budgets.[1]
- You want sign-in by email. Tiller uses a Google or Microsoft account.[2]
“...Appears to be sign in with Google only, which is a shame.”Read it where it was said ↗
Where Wonderful fits
We make Wonderful, so weigh this accordingly. It costs $14.99/mo or $99/yr for the whole household, with each partner connecting their own bank and choosing what the other sees, so you don't build the sheet yourself. It has no free plan after a free week and runs in the browser only, with no iPhone or Android app yet. If you want a spreadsheet you own, Tiller is the closer fit. See Tiller alternatives.
Questions people ask
How much does Tiller cost?
$99 a year, after a 30-day free trial. The pricing page shows no monthly option. Sales tax may be added after the trial if your state requires it.
Does Tiller have a free trial?
Yes, 30 days. Your card isn't charged until the trial ends.
Is Tiller free?
No. There is no free plan. The 30-day trial is the only free period.
Does Tiller have a refund?
Yes. After the 30-day trial there are 30 more days "backed by a full refund", which the page calls up to 60 risk-free days.
Can two people use one Tiller subscription?
The pricing page doesn't say. Tiller sends transactions into spreadsheets you own, so who else sees the sheet is up to you, but we found no partner login described on its pages.
Do I need to pay for Google Sheets or Excel too?
Tiller's price is for its service. The spreadsheet itself is in Google Sheets or Excel, which you may already have free or pay for separately.
Is Tiller worth $99 a year?
It is if you are comfortable in a spreadsheet and want your bank data in a file you own. It is not if you want a phone app with built-in charts, since Tiller's pages describe sheets and a daily email.
Sources
43 sources · read November 8, 2026
Every number on this page comes from tiller.com, hn.algolia.com, wonderful.money and 10 more. If a source has changed since, the source is right.
- 1Tiller hometiller.com
- 2Tiller pricingtiller.com
- 3Tiller featurestiller.com
- 4Hacker News search for Tiller Money commentshn.algolia.com
- 5Wonderful terms of servicewonderful.money
- 6Wonderful privacy policywonderful.money
- 7Wonderfulwonderful.money
- 8YNAB pricingynab.com
- 9YNAB featuresynab.com
- 10The YNAB methodynab.com
- 11YNAB on the App Storeapps.apple.com
- 12YNAB on Google Playplay.google.com
- 13Apple public review feed for YNABitunes.apple.com
- 14YNAB: Using YNAB as Partnerssupport.ynab.com
- 15Trustpilot, ynab.comtrustpilot.com
- 16Monarch pricingmonarch.com
- 17Monarch on the App Storeapps.apple.com
- 18Monarch on Google Playplay.google.com
- 19Monarch home pagemonarch.com
- 20Monarch for couplesmonarch.com
- 21Monarch collaborationmonarch.com
- 22Monarch budgetingmonarch.com
- 23Monarch planningmonarch.com
- 24Apple public review feed for Monarchitunes.apple.com
- 25Monarch help: Monarch for Couples and Householdshelp.monarch.com
- 26Trustpilot, www.monarchmoney.comtrustpilot.com
- 27Quicken Simplifi product pagequicken.com
- 28Quicken blog: personal finance software with the best customer supportquicken.com
- 29Simplifi help: How to use Spaces sharingsupport.simplifi.quicken.com
- 30Simplifi help: How to cancel and get a refundsupport.simplifi.quicken.com
- 31Simplifi help: Subscription questionssupport.simplifi.quicken.com
- 32App Store listing, Quicken: Budget & Track Moneyapps.apple.com
- 33App Store reviews, Quicken: Budget & Track Moneyapps.apple.com
- 34Quicken plans and pricingquicken.com
- 35Quicken Classic Deluxequicken.com
- 36Quicken Classic Starterquicken.com
- 37Quicken Classic Premierquicken.com
- 38Quicken Classic companion app on the App Storeapps.apple.com
- 39Trustpilot: quicken.comtrustpilot.com
- 40App Store reviews feed for Quicken Classic (most recent)itunes.apple.com
- 41Quicken: How to use Data Sharing in Quicken Classic on the Webquicken.com
- 42Quicken: Subscription Membership FAQsquicken.com
- 43Quicken: Can I install Quicken on multiple computers?quicken.com
App names are trademarks of their owners; Wonderful isn't connected with them. Wonderful gives general information. It isn't a financial or tax advisor.