The short version
Quicken Classic costs $4.49 to $10.99 a month depending on the tier, billed annually, which is about $54 to $132 a year. New members get 40% off the first year on Deluxe and above if they order by November 29, 2026. No free plan or free trial is listed.[1][3]
- 1
Quicken Classic: Desktop software, $4.49 to $10.99 a month
- 2
Quicken Simplifi: Quicken's phone and web app, a lower price
- 3
YNAB (You Need A Budget): $109 a year, a 34-day trial
- 4
Wonderful: Two people, $99 a year for both
Quicken Classic tiers and prices
Quicken's pricing comparison, read November 8, 2026, shows four Classic tiers. Each price is a monthly figure billed annually, so you pay the year up front: "Full payment is charged to your card immediately."[1][2] Quicken says the final price may differ from the monthly price times 12, so treat the yearly figure below as arithmetic.
| Plan | Monthly | Yearly | A month, paid yearly | What it is |
|---|---|---|---|---|
| Classic Starter[3] | $4.49 | — | — | Billed annually. The 40% off does not apply to Starter. No investment tracking. |
| Classic Deluxe[1][2] | $6.99 | — | — | Billed annually, shown with 40% off. Multiple budgets, debt reduction, retirement planning. Windows and Mac. |
| Classic Premier[1][4] | $7.99 | — | — | Billed annually, down from $8.99 (40% off). Adds investing tools, tax reports and bill pay for over 10,000 billers. |
| Classic Business & Personal[1] | $10.99 | — | — | Billed annually, down from $12.49 (40% off). Business and personal finances in one place. |
Worked out: $4.49 times 12 is $53.88, $6.99 times 12 is $83.88, $7.99 times 12 is $95.88 and $10.99 times 12 is $131.88. The Deluxe, Premier and Business & Personal prices are shown with the 40% off applied. Premier was $8.99 and Business & Personal $12.49 before.[1]
The 40% off
The discount is for the first year of new memberships ordered directly from Quicken; the pages' offer ends November 29, 2026 (11:59 PT).[4] Because it is a first-year price, the next year is higher. The pages say the membership renews every year at "the then-current price," and we found no renewal price listed.[2][3][4] Two 2026 reviewers complain about yearly price rises.[6][7]
“They love to add new features for more money and raise prices on the core product as it continues to degrade.”Read it where it was said ↗
Trial, refund and renewal
No free plan is listed. The App Store lists the companion app as Free.[1][5] The pricing comparison and the Starter page mention no free trial and no money-back guarantee.[1][3] If a refund matters, ask Quicken before you pay, since you are charged the whole year at once.
"Full payment is charged to your card immediately." The membership renews every year at "the then-current price"; you may cancel before the renewal date.[2][3][4]
What Quicken Classic costs for two people
Quicken's subscription FAQ says Quicken "is currently designed for one user". A spouse or partner can be given access through Data Sharing in Quicken on the Web: they sign in with their own Quicken ID, need no subscription of their own, and see only the data file you share. It works only for a data file synced to the cloud, and it does not give them the desktop app.[8][9] So a couple pays for one membership, not two. The catch is what the partner gets. Shared access is full read and write: the invited person can "see and make changes to your accounts, transactions, and other details". Read-only sharing is not offered; Quicken points to a Product Idea to vote on.[8] Quicken Classic has no way to keep part of your money private from the person you share the file with, at least on the pages we read.
For other ways to do this, see Simplifi and Quicken for couples and the best budgeting apps for couples.
Quicken Classic compared with other apps
- Quicken Classic$53.88
- Quicken Simplifi$83.88
- Wonderful$99
- Tiller$99
- Monarch Money$99.99
- YNAB (You Need A Budget)$109
The cheapest way to pay for a year on each app's own pricing page. Quicken Classic is shown at Starter, $4.49 a month billed annually. Simplifi's bar is its regular price, not its first-year deal.
Quicken Classic's lowest tier is the cheapest bar here, but Starter has no investment tracking. Deluxe at $83.88 a year is closer to the others. See Simplifi pricing, Simplifi vs Quicken Classic and Quicken alternatives.
Is Quicken Classic worth it?
It is worth it if
- You want desktop software that keeps data local and tracks investments.[2][4]
- You need tax reports or bill pay, which are on Premier.[4]
- You are one person, or share one file with a partner.[8][9]
“...I've been using the software for over a decade now”Read it where it was said ↗
It is less likely to be if
- You want a free plan or a trial. None is listed.[1]
- You want a phone-first app. Reviewers in 2026 report sync failing and the companion app crashing.[7]
- You want each partner to keep some money private.[8]
“Cloud sync not working makes this and the desktop app worthless to myself.”Read it where it was said ↗
Where Wonderful fits
We make Wonderful, so weigh this accordingly. It costs $14.99/mo or $99/yr for the whole household. Each partner connects their own bank and chooses what the other sees, which Quicken's shared file doesn't offer. It has no free plan after a free week or a $1 first month, runs in the browser only, and gives no investment advice or portfolio analysis. If you want desktop software with deep investment tools, Quicken Classic is the closer fit. See Quicken alternatives.
Questions people ask
How much does Quicken Classic cost?
Quicken's pricing page shows four tiers, each as a monthly figure billed annually: Starter $4.49, Deluxe $6.99, Premier $7.99 and Business & Personal $10.99. That is about $54, $84, $96 and $132 a year. The page says the final price may differ from the monthly price times 12.
Is there a Quicken discount?
Yes, 40% off for the first year of a new membership, for orders placed directly with Quicken by November 29, 2026 at 11:59 PT. It does not apply to Starter. Renewal is at the then-current price.
Does Quicken have a free trial?
The Classic pages we read list no free trial. Quicken Simplifi's pages describe a 30-day money-back guarantee instead; for Classic, the pricing comparison and tier pages mention no money-back guarantee.
Is Quicken free?
No. We found no free plan. The companion app is free in the App Store, but it works with a Classic membership.
Which Quicken Classic tier do I need?
Starter is basic tracking with a simple budget and no investment tracking. Deluxe adds multiple budgets, debt reduction and retirement planning. Premier adds investing tools, tax reports and bill pay. Business & Personal adds business finances.
Can two people use one Quicken Classic membership?
Quicken says Classic is "currently designed for one user". A partner can be given access through Data Sharing in Quicken on the Web. They sign in with their own Quicken ID, need no subscription of their own, and get full read and write access to the shared file. It doesn't give them the desktop app.
Is Quicken Classic the same as Simplifi?
No. Classic is desktop software for Windows and Mac. Simplifi is Quicken's separate app for phone and web. They have different prices.
Sources
43 sources · read November 8, 2026
Every number on this page comes from quicken.com, apps.apple.com, trustpilot.com and 10 more. If a source has changed since, the source is right.
- 1Quicken plans and pricingquicken.com
- 2Quicken Classic Deluxequicken.com
- 3Quicken Classic Starterquicken.com
- 4Quicken Classic Premierquicken.com
- 5Quicken Classic companion app on the App Storeapps.apple.com
- 6Trustpilot: quicken.comtrustpilot.com
- 7App Store reviews feed for Quicken Classic (most recent)itunes.apple.com
- 8Quicken: How to use Data Sharing in Quicken Classic on the Webquicken.com
- 9Quicken: Subscription Membership FAQsquicken.com
- 10Quicken: Can I install Quicken on multiple computers?quicken.com
- 11Wonderful terms of servicewonderful.money
- 12Wonderful privacy policywonderful.money
- 13Wonderfulwonderful.money
- 14Quicken Simplifi product pagequicken.com
- 15Quicken blog: personal finance software with the best customer supportquicken.com
- 16Simplifi help: How to use Spaces sharingsupport.simplifi.quicken.com
- 17Simplifi help: How to cancel and get a refundsupport.simplifi.quicken.com
- 18Simplifi help: Subscription questionssupport.simplifi.quicken.com
- 19App Store listing, Quicken: Budget & Track Moneyapps.apple.com
- 20App Store reviews, Quicken: Budget & Track Moneyapps.apple.com
- 21YNAB pricingynab.com
- 22YNAB featuresynab.com
- 23The YNAB methodynab.com
- 24YNAB on the App Storeapps.apple.com
- 25YNAB on Google Playplay.google.com
- 26Apple public review feed for YNABitunes.apple.com
- 27YNAB: Using YNAB as Partnerssupport.ynab.com
- 28Trustpilot, ynab.comtrustpilot.com
- 29Monarch pricingmonarch.com
- 30Monarch on the App Storeapps.apple.com
- 31Monarch on Google Playplay.google.com
- 32Monarch home pagemonarch.com
- 33Monarch for couplesmonarch.com
- 34Monarch collaborationmonarch.com
- 35Monarch budgetingmonarch.com
- 36Monarch planningmonarch.com
- 37Apple public review feed for Monarchitunes.apple.com
- 38Monarch help: Monarch for Couples and Householdshelp.monarch.com
- 39Trustpilot, www.monarchmoney.comtrustpilot.com
- 40Tiller hometiller.com
- 41Tiller pricingtiller.com
- 42Tiller featurestiller.com
- 43Hacker News search for Tiller Money commentshn.algolia.com
App names are trademarks of their owners; Wonderful isn't connected with them. Wonderful gives general information. It isn't a financial or tax advisor.